$899,999
5 Rio Vista Drive
Palm Coast, FL 32137
Listing updated: April 8, 2026 at 11:54 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
THE WATERFRONT LUXURY YOU’VE BEEN WAITING FOR — CUSTOM POOL HOME, OUTDOOR OASIS, MARINA ACCESS & EVERY UPGRADE ALREADY DONE. In a market where pristine, move-in-ready homes are becoming harder to find, this exceptional custom-built residence in Marina del Palma rises above the rest. Perfectly positioned inside one of Palm Coast’s most exclusive gated communities, this home delivers a level of craftsmanship, convenience and coastal living that buyers simply cannot duplicate at this price today. Step inside and immediately feel the difference - The open-concept living space is elevated with luxury vinyl plank flooring, plantation shutters and hurricane-impact windows throughout—offering peace of mind, energy efficiency and comfort. The gourmet kitchen is a showstopper with stainless steel gas appliances, a built-in wine refrigerator, a farmhouse sink, wine glass/bottle washer, spacious walk-in pantry AND a massive island designed for gathering and entertaining. A stacked-stone gas fireplace anchors the living area, enhanced by a Habitech surround sound system for a truly immersive atmosphere. The owner’s suite is a private sanctuary with tranquil water views and a spa-inspired bathroom featuring split vanities with granite countertops, an oversized custom-tiled rain shower and an enormous walk-in closet. Two additional first-floor bedrooms—each with their own walk-in closets—provide ideal separation and comfort for family or guests. Upstairs, a fourth bedroom with an en-suite bath, walk-in closet, bonus area and Dolby Atmos wiring creates the perfect zone for visitors, media or a work-from-home retreat. Your outdoor living experience? Next-level. The screened-in pool is accented with a peaceful waterfall feature and breathtaking sunset views. A fully custom outdoor kitchen—complete with a New Age wine refrigerator, stacked-stone detailing, granite counters, and premium built-in grill—sits beneath a gorgeous wood plank ceiling lanai. The outdoor Habitech surround system extends your living space even further, making this the place everyone wants to gather. Every detail is dialed in for modern luxury and low-maintenance living: Seller-owned 250-gallon underground propane tank powering gas appliances, Whole-house Generac generator + manual transfer switch for additional backup, Epoxy-coated garage floors, EV plug, custom shelving & smart MyQ garage control & Professionally designed landscaping, custom outdoor lighting & irrigation well. Living in Marina del Palma means you’re not just buying a home—you’re stepping into a lifestyle. Enjoy a cutting-edge marina with valet-style dry storage where you can request your boat through a mobile app for effortless launching, fueling, and cleaning. Residents also have access to a 3,000 sq. ft. waterfront clubhouse, resort-style pool and hot tub, fitness center, tennis courts, and community dog park. With beautiful beaches, nature trails, boutiques, and top-rated dining just minutes away, this location captures the very best of coastal life. Schedule your private tour today and experience firsthand the unmatched lifestyle that awaits in Marina del Palma.
Local Insight
At $320/sqft for a 2021 waterfront build with a pool in Marina Del Palma, you're paying a premium for location and amenities, so make sure the water views and private pool justify that price relative to comparable non-waterfront homes in the area. The $354 monthly HOA is reasonable for a gated waterfront community, but the tiny 0.14-acre lot means you're buying the view and pool experience, not land—factor in how comfortable you are with that density and proximity to neighbors. The X flood zone is a major plus here since it means no flood insurance requirement, which saves you significant money annually on a property this close to water.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history140 days on market
- Status: ActiveNov 19, 2025
- Listed$939,000Nov 19, 2025
- Price reduced$899,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 140
- Subdivision
- Marina Del Palma
- County
- Flagler
- Year built
- 2021
- Living area
- 2,810 sq ft
- Price/sq ft
- $320
- Building area
- 3,669 sq ft (Public Records)
- Lot size
- 6,229 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $11,167 (2025)
- Parcel #
- 35-11-31-4075-00000-1280
- Zoning
- PUD
- MLS #
- FC314203
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $1,063 / Quarterly
- Monthly HOA
- $354/mo
- Total monthly fees
- $354/mo
- Total annual fees
- $4,252
- HOA name
- May Management - Eugene Haufler
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm restrictions with association.
Exterior & Construction
- Exterior features
- Lighting, Outdoor Kitchen, Sidewalk, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 21x19.7 |
| Kitchen | First | 15x21.4 |
| Dining Room | First | 12.9x21.4 |
| Office | First | 5.11x16.3 |
| Laundry | First | 9x5.11 |
| Primary Bedroom | First | 18.3x18.3 |
| Primary Bathroom | First | 12.1x11.2 |
| Bedroom 2 | First | 17.1x12.4 |
| Bedroom 3 | First | 11.7x11.11 |
| Bedroom 4 | Second | 18x17.6 |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2025-11-19
- On market date
- 2025-11-19
- Original list price
- $939,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2025-11-19
- Tax legal description
- MARINA DEL PALMA MB 38 PG 76 LOT 128 OR 2478/1867
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I95, take exit 284 onto SR-100 toward Flagler Beach; Turn left onto Colbert Ln; Turn right onto Harbor View Dr; Turn right onto Rio Vista Dr; the home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 8, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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