5 Rio Vista Drive, FL
Stellar MLS

$899,999

5 Rio Vista Drive

Palm Coast, FL 32137

Listing updated: April 8, 2026 at 11:54 AM ET

Active
4
Beds
3
Baths
2,810
Sq Ft
0.14
Acres
2021
Built
WaterfrontPrivate poolFireplace$320/sqft360° tour
Single Family Residence

Property type

2021

Year built

6,229 sqft

Lot size

$320

Price / sq ft

$354/mo

HOA dues

140

Days on market

2

Garage spaces

X

Flood zone

About this home

THE WATERFRONT LUXURY YOU’VE BEEN WAITING FOR — CUSTOM POOL HOME, OUTDOOR OASIS, MARINA ACCESS & EVERY UPGRADE ALREADY DONE. In a market where pristine, move-in-ready homes are becoming harder to find, this exceptional custom-built residence in Marina del Palma rises above the rest. Perfectly positioned inside one of Palm Coast’s most exclusive gated communities, this home delivers a level of craftsmanship, convenience and coastal living that buyers simply cannot duplicate at this price today. Step inside and immediately feel the difference - The open-concept living space is elevated with luxury vinyl plank flooring, plantation shutters and hurricane-impact windows throughout—offering peace of mind, energy efficiency and comfort. The gourmet kitchen is a showstopper with stainless steel gas appliances, a built-in wine refrigerator, a farmhouse sink, wine glass/bottle washer, spacious walk-in pantry AND a massive island designed for gathering and entertaining. A stacked-stone gas fireplace anchors the living area, enhanced by a Habitech surround sound system for a truly immersive atmosphere. The owner’s suite is a private sanctuary with tranquil water views and a spa-inspired bathroom featuring split vanities with granite countertops, an oversized custom-tiled rain shower and an enormous walk-in closet. Two additional first-floor bedrooms—each with their own walk-in closets—provide ideal separation and comfort for family or guests. Upstairs, a fourth bedroom with an en-suite bath, walk-in closet, bonus area and Dolby Atmos wiring creates the perfect zone for visitors, media or a work-from-home retreat. Your outdoor living experience? Next-level. The screened-in pool is accented with a peaceful waterfall feature and breathtaking sunset views. A fully custom outdoor kitchen—complete with a New Age wine refrigerator, stacked-stone detailing, granite counters, and premium built-in grill—sits beneath a gorgeous wood plank ceiling lanai. The outdoor Habitech surround system extends your living space even further, making this the place everyone wants to gather. Every detail is dialed in for modern luxury and low-maintenance living: Seller-owned 250-gallon underground propane tank powering gas appliances, Whole-house Generac generator + manual transfer switch for additional backup, Epoxy-coated garage floors, EV plug, custom shelving & smart MyQ garage control & Professionally designed landscaping, custom outdoor lighting & irrigation well. Living in Marina del Palma means you’re not just buying a home—you’re stepping into a lifestyle. Enjoy a cutting-edge marina with valet-style dry storage where you can request your boat through a mobile app for effortless launching, fueling, and cleaning. Residents also have access to a 3,000 sq. ft. waterfront clubhouse, resort-style pool and hot tub, fitness center, tennis courts, and community dog park. With beautiful beaches, nature trails, boutiques, and top-rated dining just minutes away, this location captures the very best of coastal life. Schedule your private tour today and experience firsthand the unmatched lifestyle that awaits in Marina del Palma.

Local Insight

At $320/sqft for a 2021 waterfront build with a pool in Marina Del Palma, you're paying a premium for location and amenities, so make sure the water views and private pool justify that price relative to comparable non-waterfront homes in the area. The $354 monthly HOA is reasonable for a gated waterfront community, but the tiny 0.14-acre lot means you're buying the view and pool experience, not land—factor in how comfortable you are with that density and proximity to neighbors. The X flood zone is a major plus here since it means no flood insurance requirement, which saves you significant money annually on a property this close to water.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,551
Property taxes$931
Home insurance (est.)$412
HOA dues$354

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history140 days on market

  1. Status: Active
    Nov 19, 2025
  2. Listed$939,000
    Nov 19, 2025
  3. Price reduced$899,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
140
Subdivision
Marina Del Palma
County
Flagler
Year built
2021
Living area
2,810 sq ft
Price/sq ft
$320
Building area
3,669 sq ft (Public Records)
Lot size
6,229 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$11,167 (2025)
Parcel #
35-11-31-4075-00000-1280
Zoning
PUD
MLS #
FC314203

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Luxury Vinyl, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized

HOA & Financial

HOA fee
$1,063 / Quarterly
Monthly HOA
$354/mo
Total monthly fees
$354/mo
Total annual fees
$4,252
HOA name
May Management - Eugene Haufler
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm restrictions with association.

Exterior & Construction

Exterior features
Lighting, Outdoor Kitchen, Sidewalk, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst21x19.7
KitchenFirst15x21.4
Dining RoomFirst12.9x21.4
OfficeFirst5.11x16.3
LaundryFirst9x5.11
Primary BedroomFirst18.3x18.3
Primary BathroomFirst12.1x11.2
Bedroom 2First17.1x12.4
Bedroom 3First11.7x11.11
Bedroom 4Second18x17.6
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2025-11-19
On market date
2025-11-19
Original list price
$939,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2025-11-19
Tax legal description
MARINA DEL PALMA MB 38 PG 76 LOT 128 OR 2478/1867

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I95, take exit 284 onto SR-100 toward Flagler Beach; Turn left onto Colbert Ln; Turn right onto Harbor View Dr; Turn right onto Rio Vista Dr; the home is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 8, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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