Stellar MLS

$395,000

38 Colechester Lane

Palm Coast, FL 32137

Listing updated: June 6, 2026 at 8:30 PM ET

Pending
3
Beds
2
Baths
1,315
Sq Ft
0.21
Acres
2020
Built
WaterfrontWater access$300/sqft
Single Family Residence

Property type

2020

Year built

9,017 sqft

Lot size

$300

Price / sq ft

No HOA

HOA dues

155

Days on market

2

Garage spaces

X500

Flood zone

About this home

Built in 2020, this Seagate 3-bedroom, 2-bath home invites you to slow down and savor life on a quiet saltwater canal. This beautiful home offers all the pleasures of waterfront living—without the maintenance of a pool or dock. Inside, natural light flows through the HOME, and elegant modern tile flooring keeps the house cool and easy to maintain. There are also 2 attic fans, cooling the house down. The stylish kitchen blends perfectly with the open living and dining areas, creating the perfect setting for relaxed mornings or evenings shared with friends. The primary suite offers a calming retreat with a walk-in shower and a spacious walk-in closet. Step outside to the open patio, where you can listen to the soft rustle of trees, and watch boats glide by. The private backyard includes raised gardens. The planters are perfect for growing fruits and vegetables, offering a sustainable supplement to everyday living costs. Another smart feature of this home is the owned solar panel system, which keeps energy costs as low as $25/month, and with electric bills skyrocketing that is quite a monthly saving! Beyond its wonderful location, this home offers a smart, sustainable way to live beautifully and efficiently. As an added bonus, Long Creek Nature Preserve is just moments away, inviting you to explore scenic walking trails, kayak launches, and spots where you can watch native birds and other wildlife. Every day at this home feels like the Florida getaway you’ve been dreaming of, with minimum running costs. Great Investment ! No HOA FEES!

Estimated monthly payment

Principal & interest$1,997
Property taxes$332
Home insurance (est.)$181

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history155 days on market

  1. Status: Pending
    May 8, 2026
  2. Listed$450,000
    Nov 18, 2025
  3. Price reduced$395,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
155
Cumulative DOM
503
Subdivision
Palm Coast Sec 16
County
Flagler
Year built
2020
Living area
1,315 sq ft
Price/sq ft
$300
Building area
2,040 sq ft (Public Records)
Lot size
9,017 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12035C0129E)
Garage
2 spaces
Annual taxes
$3,978 (2024)
Parcel #
07-11-31-7016-00020-0010
Zoning
SFR-1
MLS #
FC314074

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Cooktop, Dishwasher, Disposal
Interior features
Open Floorplan
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2025-11-18
On market date
2025-11-18
Original list price
$450,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-05-08
Tax legal description
PALM COAST SEC 16 BLK 2 PART LOT 1 BEING THE NLY 75' THEREOF A/D/A LOT 1A PER DEVELOPMENT ORDER-2300/1390 OR 553/1539 OR 652/1697 OR 669 PG 452 OR 765/1315 OR 849 PG 1987 OR 948/1064 OR 1646 PG 957 OR 2054/1537 OR 2197 PG 1342 OR 2197/1343 OR 2211 PG 755-

Flood risk

Moderate riskFEMA Zone X500Panel 12035C0129E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Palm Harbor Pkwy, to Colchester. #38 First Right after the Overpass bridge on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 8:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA