$309,900
2845 Charity Loop
The Villages, FL 32163
Listing updated: May 13, 2026 at 3:40 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to The Village of Richmond – Topaz Model, Vinyl Sided, Furnished Patio Villa with Possible Lease Option to Buy Comfort meets elegance in this spacious two-bedroom, two-bath, 2 car garage where you will step inside & you’re greeted by a bright, open-concept retreat designed for both relaxation and entertaining. The professionally decorated interior features high-end touches and calming finishes that create a warm, inviting atmosphere. The living area flows seamlessly into the dining and kitchen spaces, allowing for easy conversation and effortless hosting. The oversized kitchen island provides generous seating and is perfect for gathering with guests. The eat-in kitchen showcases: White shaker-style cabinetry, Gas stainless steel appliances, Ample counter space, Abundant storage & modern amenities, Laundry Area. The primary suite is a true sanctuary, featuring a king-size bed and a private en-suite bath with Double sink vanity, Walk-in shower, Spacious walk-in closet. The second bedroom offers a queen-size bed, high ceilings, ceiling fan, and plenty of storage. A full hall bathroom with tub/shower combination and single sink vanity serves guests comfortably. Additional features include: Dedicated laundry area, Multiple storage closets, Sliders leading to a private patio, Nicely maintained side and backyard space, Prime Location. Conveniently located near: Brownwood Paddock Square, Lake Okahumpka Recreation Center, Richmond Pitch & Put, Pools, golf courses, recreation sports, Walking trails, shopping, restaurants, and entertainment. Just a short drive or golf cart ride to: Sawgrass Grove, Ezell Regional Recreation Center, Eastport, Middleton & Lake Sumter. POSSIBLE Lease Option to Buy – Inquire for Details FULLY FURNISHED!!
Local Insight
At $257/sqft for a 2022 build with no HOA in The Villages' 55+ community, this is competitively priced, but the tight 0.14-acre lot and modest 1,206 square feet mean you're paying for location and amenities access rather than space—good if you want low maintenance and active community life, less appealing if you value privacy or yard room. The X flood zone is a plus for insurance costs, though you'll want to confirm what amenities and deed restrictions come with the Southern Oaks development, since The Villages' lifestyle fees and governance can vary significantly by neighborhood.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history177 days on market
- Status: ActiveMay 6, 2026
- Listed$339,900Nov 3, 2025
- Price reduced$309,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 177
- Subdivision
- Southern Oaks Un #107
- County
- Sumter
- Year built
- 2022
- Living area
- 1,206 sq ft
- Price/sq ft
- $257
- Building area
- 1,713 sq ft (Public Records)
- Lot size
- 5,959 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12119C0134D)
- Garage
- 2 spaces
- Annual taxes
- $4,613 (2024)
- Parcel #
- G20N024
- Zoning
- RES
- MLS #
- TB8444383
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 13x15 |
| Living Room | First | 13x15 |
| Primary Bedroom | First | 16x12 |
| Bedroom 2 | First | 12x12 |
Listing Details
- Listing date
- 2025-11-03
- On market date
- 2025-11-03
- Original list price
- $339,900
- Occupant type
- Tenant
- MLS area
- 32163 - The Villages
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-06
- Tax legal description
- LOT 24 THE VILLAGES OF SOUTHERN OAKS UNIT 107 PB 20 PGS 22-22A
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Rt 44 turn South on Meggison Rd. Right on Tharp Ave. Left on Burgess Dr to 2845 Charity Lp.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 13, 2026 at 3:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA