$425,000
105 North Branch Road
Ruskin, FL 33570
Listing updated: May 20, 2026 at 11:45 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
SELLER MOTIVATED-BRING OFFERS! Waterfront Paradise in Ruskin, Florida! Welcome to your dream home — a beautifully renovated 2-bedroom, 2-bath waterfront retreat offering 1,232 sq. ft. of comfortable living space. This property truly has it all — from a private dock with direct access to the bay, to your very own sparkling pool perfect for relaxing or entertaining year-round. Enjoy the freedom of no HOA and no CDD fees, giving you the peace and privacy you deserve. Every detail of this home has been thoughtfully updated, blending modern finishes with the charm of Florida coastal living. Located just minutes from top-rated dining, golf courses, and beautiful Gulf beaches, this home offers the perfect balance of tranquility and convenience. Whether you’re looking for a full-time residence, a weekend getaway, or an investment opportunity, this Ruskin gem is move-in ready and waiting for you.
Local Insight
At $345/sqft, you're paying a fair price for waterfront access in this market, though the 1979 build means you should budget for potential updates to systems and the foundation—especially given the AE flood zone designation, which requires flood insurance and limits what lenders will touch. The private pool and water access are genuine draws for this tight 0.22-acre lot, but the tight square footage (1,232 sqft on two bedrooms) means this is really a vacation/second home or downsizer play, not a growing family property.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history206 days on market
- Status: ActiveOct 26, 2025
- Listed$450,000Oct 26, 2025
- Price reduced$425,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 206
- Cumulative DOM
- 279
- Subdivision
- North Branch Shores
- County
- Hillsborough
- Year built
- 1979
- Living area
- 1,232 sq ft
- Price/sq ft
- $345
- Building area
- 2,092 sq ft (Public Records)
- Lot size
- 9,630 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0654J)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $6,664 (2024)
- Parcel #
- U-12-32-18-18Z-000000-00014.0
- Zoning
- RSC-6
- MLS #
- TB8441147
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air, Attic Fan
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Water Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-10-22
- On market date
- 2025-10-26
- Original list price
- $450,000
- Occupant type
- Vacant
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-26
- Tax legal description
- NORTH BRANCH SHORES S 45 FT OF LOT 14 AND N 60 FT OF LOT 18
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-75 to Exit 240 for Florida State Road 674 (SR 674) / College Avenue toward Ruskin. Head west on SR 674. Continue into Ruskin and stay on the main road until you reach US-41 (Tamiami Trail) or the area near the canal/dock roadways in the North Branch Shores area. Turn onto E. North Branch Rd. (the street runs to the waterfront and dead-ends at the canal). The destination, 105 E North Branch Rd, will be on the street’s waterfront side (you’ll see the pool and dock).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 20, 2026 at 11:45 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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