10305 105th Terrace, FL
Stellar MLS

$470,000

10305 105th Terrace

Ocala, FL 34481

Listing updated: April 6, 2026 at 10:11 AM ET

Active
3
Beds
3
Baths
2,373
Sq Ft
0.28
Acres
2025
Built
New construction55+ community3-car garage$198/sqft360° tour
Single Family Residence

Property type

2025

Year built

12,090 sqft

Lot size

$198

Price / sq ft

$494/mo

HOA dues

173

Days on market

3

Garage spaces

X

Flood zone

About this home

Elegant New Construction Dunbar Model in Longleaf Ridge! Step into style and sophistication with this brand-new Dunbar model offering over 2,300 sq. ft. of beautifully designed living space. This 3-bedroom, 3-bath home features a 3-car split garage and an open floor plan with a desirable split-bedroom layout, combining elegance and functionality throughout. The living area showcases tray ceilings and 4-panel sliding glass doors that open to a screened lanai — perfect for indoor-outdoor living. The gourmet kitchen is a chef’s dream with staggered cabinets topped with crown molding, under-cabinet lighting, quartz countertops, a stunning tile backsplash, a large island, stainless steel appliances, a built-in oven and microwave, cooktop with hood, and a spacious walk-in pantry. The luxurious primary suite features a tray ceiling and a 3-panel window with blinds overlooking the backyard. The ensuite bath offers tile flooring, dual quartz vanities, a zero-entry tiled shower with a built-in bench, and a walk-in closet with convenient through-access to the laundry room. Bedroom 2 includes its own private ensuite bath with a quartz vanity and a tiled walk-in shower with a sliding glass door — perfect for guests or extended family. Bedroom 3 offers a large closet and is adjacent to the third full bath, which features a quartz vanity and a tiled tub/shower combination. Located in the sought-after Longleaf Ridge neighborhood of On Top of the World, this stunning new construction home offers the perfect blend of modern design, comfort, and resort-style living in one of Ocala’s premier active adult communities.

Local Insight

This is a smart move at $198/sqft for new construction in a 55+ community—you're getting modern builds and amenities without the coastal markup—but the $494 monthly HOA is meaningful over time and worth factoring into your long-term cost analysis. On Top Of The World is well-established with solid infrastructure, though you're really buying into an age-restricted lifestyle here, so if you ever need broader resale appeal or multi-generational use, that limits your exit strategy. The location works perfectly if you're remote or retired and want Ocala's lower cost of living without needing daily Orlando access, but it's a deliberate choice to be inland and off the main Florida corridor.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,377
Property taxes$32
Home insurance (est.)$215
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history173 days on market

  1. Status: Active
    Oct 15, 2025
  2. Listed$470,000
    Oct 15, 2025
  3. Price increased$470,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
173
Subdivision
On Top Of The World
County
Marion
Year built
2025
Living area
2,373 sq ft
Price/sq ft
$198
Building area
3,340 sq ft (Public Records)
Lot size
12,090 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
3 spaces
Annual taxes
$388 (2024)
Parcel #
3530-067-142
Zoning
PUD
MLS #
OM711569

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Laminate, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator
Interior features
Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$494/mo
Total annual fees
$5,924
HOA name
Lori Sands
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA
Approval process
See HOA

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2025-10-15
On market date
2025-10-15
Original list price
$470,000
Occupant type
Vacant
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2025-10-15
Tax legal description
SEC 27 TWP 16 RGE 20 PLAT BOOK 015 PAGE 187 ON TOP OF THE WORLD COMMUNITIES LONGLEAF RIDGE VII LOT 142

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 200 to SW 99th St Rd. Left on SW 98th St. Continue straight on SW 105th Ave Rd. Left on SW 101st Ln Rd. Right on SW 105th Terr. Home will be the left. House number is 10305

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 10:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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