$470,000
10305 105th Terrace
Ocala, FL 34481
Listing updated: April 6, 2026 at 10:11 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Elegant New Construction Dunbar Model in Longleaf Ridge! Step into style and sophistication with this brand-new Dunbar model offering over 2,300 sq. ft. of beautifully designed living space. This 3-bedroom, 3-bath home features a 3-car split garage and an open floor plan with a desirable split-bedroom layout, combining elegance and functionality throughout. The living area showcases tray ceilings and 4-panel sliding glass doors that open to a screened lanai — perfect for indoor-outdoor living. The gourmet kitchen is a chef’s dream with staggered cabinets topped with crown molding, under-cabinet lighting, quartz countertops, a stunning tile backsplash, a large island, stainless steel appliances, a built-in oven and microwave, cooktop with hood, and a spacious walk-in pantry. The luxurious primary suite features a tray ceiling and a 3-panel window with blinds overlooking the backyard. The ensuite bath offers tile flooring, dual quartz vanities, a zero-entry tiled shower with a built-in bench, and a walk-in closet with convenient through-access to the laundry room. Bedroom 2 includes its own private ensuite bath with a quartz vanity and a tiled walk-in shower with a sliding glass door — perfect for guests or extended family. Bedroom 3 offers a large closet and is adjacent to the third full bath, which features a quartz vanity and a tiled tub/shower combination. Located in the sought-after Longleaf Ridge neighborhood of On Top of the World, this stunning new construction home offers the perfect blend of modern design, comfort, and resort-style living in one of Ocala’s premier active adult communities.
Local Insight
This is a smart move at $198/sqft for new construction in a 55+ community—you're getting modern builds and amenities without the coastal markup—but the $494 monthly HOA is meaningful over time and worth factoring into your long-term cost analysis. On Top Of The World is well-established with solid infrastructure, though you're really buying into an age-restricted lifestyle here, so if you ever need broader resale appeal or multi-generational use, that limits your exit strategy. The location works perfectly if you're remote or retired and want Ocala's lower cost of living without needing daily Orlando access, but it's a deliberate choice to be inland and off the main Florida corridor.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history173 days on market
- Status: ActiveOct 15, 2025
- Listed$470,000Oct 15, 2025
- Price increased$470,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 173
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 2025
- Living area
- 2,373 sq ft
- Price/sq ft
- $198
- Building area
- 3,340 sq ft (Public Records)
- Lot size
- 12,090 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 3 spaces
- Annual taxes
- $388 (2024)
- Parcel #
- 3530-067-142
- Zoning
- PUD
- MLS #
- OM711569
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Laminate, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator
- Interior features
- Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,924
- HOA name
- Lori Sands
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA
- Approval process
- See HOA
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2025-10-15
- On market date
- 2025-10-15
- Original list price
- $470,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2025-10-15
- Tax legal description
- SEC 27 TWP 16 RGE 20 PLAT BOOK 015 PAGE 187 ON TOP OF THE WORLD COMMUNITIES LONGLEAF RIDGE VII LOT 142
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR 200 to SW 99th St Rd. Left on SW 98th St. Continue straight on SW 105th Ave Rd. Left on SW 101st Ln Rd. Right on SW 105th Terr. Home will be the left. House number is 10305
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 10:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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