32 Bay Avenue, FL
Stellar MLS

$415,000

32 Bay Avenue

Osprey, FL 34229

Listing updated: June 3, 2026 at 9:17 AM ET

Pending
2
Beds
2
Baths
2,148
Sq Ft
0.36
Acres
1962
Built
Water access$193/sqft
Single Family Residence

Property type

1962

Year built

15,499 sqft

Lot size

$193

Price / sq ft

$13/mo

HOA dues

177

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Located in the highly sought-after Bay Acres community, this home offers modern upgrades, spacious living, and access to one of the area’s most desirable boating lifestyles. Recent updates include a metal roof, 2018 HVAC system with all-new ductwork, 2022 whole-house re-plumb including sewer lines, underground electric and 200-amp electrical panel, new septic system, water heater, and stainless steel appliances—all completed in 2022. Yard was completely fenced in 2024. With ample square footage, there’s even potential to add a third bedroom, offering flexibility for your needs. All major systems have been upgraded; now this home is waiting for your personal touch. The oversized garage with over 500 SF has sliding doors leading to the backyard and side-yard. Large 15,500 SF of land there is ample space to add a pool. This home has a split bedroom layout and 2 bathrooms (one en-suite; other could be made en-suite). Not located in a high risk flood zone. The Bay Acres community features a private waterfront park on a protected bay with dockage for boats up to 22 feet, a kayak launch, and storage for kayaks and paddleboards. There’s also a shaded picnic area for relaxing or entertaining. Boaters will love the direct access to the water from the 12-slip community boat basin, with slips available by waitlist. For larger vessels, Blackburn Point Park Boat Ramp is just 1.5 miles away. Located just minutes from Casey Key, Siesta Key, and the A+ rated Pine View School, this property is ideal for boaters, beachgoers, and families alike. Nearby attractions include Oscar Scherer State Park, Selby’s Historic Spanish Point, and The Legacy Trail, while Downtown Sarasota and Venice have plenty of shopping, dining, and entertainment options. Bay Acres is a non-deed-restricted neighborhood, giving you the freedom to park your boat, trailer, or RV without the hassle of HOA restrictions. All the hard work has been done—now it’s time to make this your own piece of paradise.

Local Insight

At $193/sqft for a 1962 home in Osprey, you're paying below the regional average, which reflects the age and likely deferred maintenance you'll encounter—factor in renovation costs before comparing this to newer construction. The water access and minimal HOA fees ($13/mo) are genuine perks, but the modest lot size (0.36 acres) means limited privacy or expansion room, so this works best if you're buying for location and waterfront access rather than property development potential. Being in flood zone X is a real advantage for insurance costs, though a professional inspection is critical given the home's age and any saltwater exposure.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,098
Property taxes$301
Home insurance (est.)$190
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history177 days on market

  1. Status: Pending
    Apr 9, 2026
  2. Listed$495,000
    Oct 11, 2025
  3. Price reduced$415,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
177
Subdivision
Bay Acres - Resub
County
Sarasota
Year built
1962
Living area
2,148 sq ft
Price/sq ft
$193
Building area
2,739 sq ft (Public Records)
Lot size
15,499 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12115C0228G)
Garage
2 spaces
Annual taxes
$3,612 (2024)
Parcel #
0147150009
Zoning
RSF1
MLS #
N6140978

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Living Room/Dining Room Combo, Open Floorplan, Split Bedroom
Laundry
In Garage
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Workshop in Garage

HOA & Financial

HOA fee
$150 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$150
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with Sarasota County. 30 day short term rentals. No HOA / CCR deed restrictions.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Metal
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst17x23
Dining RoomFirst12x22
Florida RoomFirst11x37
KitchenFirst11x14
Primary BedroomFirst14x12
Bedroom 2First14x13

Listing Details

Listing date
2025-10-11
On market date
2025-10-11
Original list price
$495,000
Occupant type
Vacant
MLS area
34229 - Osprey
Listing AOR
Osceola
Status changed
2026-04-09
Tax legal description
LOT 6 BLK 3 BAY ACRES RESUB

Flood risk

Minimal riskFEMA Zone XPanel 12115C0228G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US-41 S/S Tamiami Trail. Turn right onto Bay Ave. 32 Bay Ave on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 9:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA