2019 28th Terrace, FL
Stellar MLS

$700,000

2019 28th Terrace

Cape Coral, FL 33904

Listing updated: June 2, 2026 at 12:54 PM ET

Pending
3
Beds
2
Baths
1,641
Sq Ft
0.23
Acres
1972
Built
Private pool$427/sqft360° tour
Single Family Residence

Property type

1972

Year built

10,019 sqft

Lot size

$427

Price / sq ft

No HOA

HOA dues

230

Days on market

2

Garage spaces

AE

Flood zone

About this home

HUGE PRICE DROP! OWNER IS VERY MOTIVATED! BRING ALL OFFERS. Welcome to your slice of paradise on one of Cape Coral’s most sought-after sailboat-access canals. This stunning pool home sits on a 200+ foot wide canal offering direct Gulf access with NO BRIDGES and just MINUTES to the river. Step inside and feel instantly at home in this beautifully furnished 3-bedroom, 2-bath retreat with a 2-car garage and a brand-new 2025 HVAC system. The open layout features tile flooring throughout, a bright living space, and French doors that open to the lanai, perfectly blending indoor and outdoor living. The kitchen is equipped with Samsung stainless steel appliances, a breakfast bar, and custom cabinetry, ideal for both everyday comfort and entertaining. Your primary suite is a peaceful escape with a spacious walk-in closet and a spa-like bath featuring multiple shower heads. The home also includes a central vacuum system for effortless maintenance. Outside, enjoy the best of Florida living with a sparkling pool, outdoor kitchen, and built-in grill surrounded by lush landscaping. The gazebo and outdoor shower add the perfect finishing touches to your private oasis. The dock is ready for your boating adventures with a boat lift, jet ski lift, captain’s walk, and water and electric connections. Enjoy peace of mind knowing this has NEVER flooded and features impact-resistant windows, automatic sprinklers, and a transferable FEMA flood policy. Despite its prime waterfront location, it has sustained no flood damage from past hurricanes. Nature lovers will appreciate the nearby Horton Park and Four Mile Cove Ecological Preserve, while the home’s location offers quick access to Fort Myers, great restaurants, shopping, healthcare, and the airport. Whether you’re searching for a full-time waterfront retreat or a high-performing vacation rental, this turnkey home perfectly captures the Florida lifestyle. Schedule your private tour today and experience waterfront living at its finest.

Estimated monthly payment

Principal & interest$3,540
Property taxes$783
Home insurance (est.)$321

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history230 days on market

  1. Status: Pending
    Jun 2, 2026
  2. Listed$875,000
    Oct 10, 2025
  3. Price reduced$700,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
230
Subdivision
Cape Coral
County
Lee
Year built
1972
Living area
1,641 sq ft
Price/sq ft
$427
Building area
2,196 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0406G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$9,400 (2024)
Parcel #
32-44-24-C3-01174.0470
Zoning
R1-W
MLS #
C7516100

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sliding Doors
Construction materials
Concrete
Roof
Shingle
Foundation
Concrete Perimeter
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2025-10-09
On market date
2025-10-10
Original list price
$875,000
Occupant type
Vacant
MLS area
33904 - Cape Coral
Listing AOR
Sarasota - Manatee
Status changed
2026-06-02
Tax legal description
CAPE CORAL UNIT 19 BLK.1174 PB 13 PG 124 LOTS 47 + 48

Flood risk

High riskFEMA Zone AEPanel 12071C0406G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Cornwalls Pkwy, turn left onto SE 20th Ave, right onto SE 28th Ter, the home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 12:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA