3613 Willow Lake Court, FL
Stellar MLS

$334,440

3613 Willow Lake Court

St Cloud, FL 34769

Listing updated: June 3, 2026 at 5:24 PM ET

Pending
3
Beds
2
Baths
1,465
Sq Ft
0.25
Acres
1989
Built
Private pool$228/sqft360° tour
Single Family Residence

Property type

1989

Year built

10,716 sqft

Lot size

$228

Price / sq ft

$19/mo

HOA dues

238

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Welcome to Pine Chase Estates in beautiful St. Cloud, Florida! This 3-bedroom, 2-bath home offers peace of mind with major updates already completed, including re-piped plumbing, new roof 2025. Newer AC system, and resurfaced pool with Diamond Brite Finish. Inside, you’ll find a functional galley-style kitchen that flows into the main living areas, creating a cozy and practical layout. This home is currently tenant-occupied and ready for its next chapter with a little TLC and personal touches to make it truly shine. Step outside to enjoy your private backyard oasis with NO rear neighbors, pond view and a sparkling pool with patio and screen enclosure perfect for entertaining or relaxing year-round. Located in a quiet, established neighborhood with a low HOA, this property is close to schools, shopping, dining, and major roadways. A fantastic opportunity for buyers or investors looking for value and potential in a great location! Don't delay call today to schedule your showing!

Estimated monthly payment

Principal & interest$1,691
Property taxes$341
Home insurance (est.)$153
HOA dues$19

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history238 days on market

  1. Status: Pending
    Jun 3, 2026
  2. Listed$374,440
    Oct 8, 2025
  3. Price reduced$334,440

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
238
Subdivision
Pine Chase Estates Unit 1
County
Osceola
Year built
1989
Living area
1,465 sq ft
Price/sq ft
$228
Building area
1,920 sq ft (Public Records)
Lot size
10,716 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12097C0256G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,093 (2024)
Parcel #
16-26-30-0755-0001-0110
Zoning
SR1A
MLS #
S5136272

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
High Ceilings, Living Room/Dining Room Combo
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$230 / Annually
Monthly HOA
$19/mo
Total monthly fees
$19/mo
Total annual fees
$230
HOA name
Pine Chase Estates
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check with HOA for all terms of rental agreements

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available

Community

Pets allowed
Yes

Schools

ElementaryNeptune ElementaryGreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12.5x15
KitchenFirst12.8x8
Dining RoomFirst11.5x16.5
Living RoomFirst12.5x30.5
Bathroom 2First11x10
Bathroom 3First11x10

Listing Details

Listing date
2025-10-08
On market date
2025-10-08
Original list price
$374,440
Occupant type
Vacant
MLS area
34769 - St Cloud (City of St Cloud)
Listing AOR
Osceola
Status changed
2026-06-03
Tax legal description
PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 11

Flood risk

Minimal riskFEMA Zone XPanel 12097C0256G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Florida Turnpike Kissimmee exit 245 turn left on Irlo Bronson Memorial Highway heading east to St. Cloud. Turn left on Budinger Avenue. Turn right on Nolte Road. Turn right onto Pine Chase Circle. Turn right onto Willow Lake Court. The destination is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 5:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA