$269,000
3927 Pemberly Pines Circle
St Cloud, FL 34769
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to Saint Cloud—This beautifully updated 3-bedroom, 2.5-bathroom Townhome offers 1,588 square feet of light-filled living space, thoughtfully designed for both comfort and style. Luxury Vinyl Composite Wood flooring extends throughout the main level and into the laundry area, creating a warm and cohesive flow. The open floor plan boasts soaring ceilings, a generously sized chef’s kitchen designed for cooking and entertaining, complete with a cozy nook ideal for a bistro-sized table of three, a dining area, and a spacious living room designed for relaxed living. Additionally, a versatile flex space provides the perfect spot for a desk, reading nook, or book lounge. The chef's kitchen is finished with granite countertops, stainless steel appliances, and an open-concept layout that flows seamlessly into the dining area--ideal for entertaining or relaxed living. Upstairs, the spacious primary suite provides a serene escape with dual vanities, linen closet and a standing shower. The second full bathroom is conveniently located for the other two bedrooms to have access offering flexibility for visitors or multi-generational living. The attached two-car garage adds convenience and security with space for 2 additional vehicles on the driveway. As a resident of Pemberly Pines, you'll enjoy the warmth of a welcoming community along with access to a refreshing pool—perfect for relaxation and fun close to home. Saint Cloud Florida where natural beauty, family-friendly activities, and a charming historic downtown come together. This beautiful townhome in the heart of Central Florida offers the ultimate convenience. Within just a 5–10 minute walk, you’ll find everything you need—Publix, Walmart, Walgreens, Home Depot, Chilli’s, the Post Office, Gyms, Dental offices, Urgent Care, and more. Plus, you’re only 7 minutes from the scenic St. Cloud Lakefront, featuring a sandy beach, splash pad, playgrounds, and event pavilions. Whether you’re running errands, enjoying a day outdoors, or simply relaxing, this is the perfect location where comfort and convenience meet.
Local Insight
At $169/sqft for a 2006 townhouse in Pemberly Pines, you're getting solid value relative to the broader St. Cloud market, especially with no flood zone risk and three full baths—though the tiny 0.02-acre lot and $308 monthly HOA mean you're paying for convenience and maintenance predictability rather than land or privacy. The location benefits from St. Cloud's real structural momentum (NeoCity, Lake Nona spillover, Sunbridge development) and genuine community infrastructure, but this is suburban density living, so your walkability and independence are constrained; the trade-off works if you want low-maintenance stability in a family-oriented town, but not if you need outdoor space or flexibility.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history229 days on market
- Status: PendingJun 4, 2026
- Listed$293,000Oct 6, 2025
- Price reduced$269,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Pending
- Days on market
- 229
- Subdivision
- Pemberly Pines
- County
- Osceola
- Year built
- 2006
- Living area
- 1,588 sq ft
- Price/sq ft
- $169
- Lot size
- 1,045 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0090G)
- Garage
- 2 spaces
- Annual taxes
- $3,654 (2024)
- Parcel #
- 04-26-30-0731-0001-0710
- Zoning
- SR3
- MLS #
- S5136017
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Granite, Luxury Vinyl, Recycled/Composite Flooring
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $925 / Quarterly
- Monthly HOA
- $308/mo
- Total monthly fees
- $308/mo
- Total annual fees
- $3,700
- HOA name
- AVID Management
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Sidewalk, Sliding Doors
- Construction materials
- Block, Cement Siding, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Connected, Electricity Available, Public, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second | |
| Dining Room | First | |
| Living Room | First | |
| Bathroom 1 | First | |
| Primary Bathroom | Second | |
| Bathroom 2 | Second | |
| Kitchen | First |
Listing Details
- Listing date
- 2025-10-04
- On market date
- 2025-10-06
- Original list price
- $293,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-06-04
- Tax legal description
- PEMBERLY PINES PB 17 PGS 77-79 LOT 71
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Florida Turnpike (Exit 249): Take the exit toward US-192 / Irlo Bronson Memorial Hwy (St. Cloud/Kissimmee). Keep left to stay on the ramp toward St. Cloud. Turn left onto E Irlo Bronson Memorial Hwy / US-441 / US-192 East heading into Saint Cloud. Turn left onto Commerce Center Drive. Turn right onto Pemberly Pines Circle. Take the first left to stay on Pemberly Pines Circle. Continue on Pemberly Pines Circle until you reach 3927 Pemberly Pines Circle, which will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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