$225,000
814 Fern Leaf Drive
Ruskin, FL 33570
Listing updated: June 5, 2026 at 12:21 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Best value in Bahia Lakes—priced to move and full of potential. Seller is motivated—bring all offers. Welcome to 814 Fern Leaf Drive, a well-maintained 3-bedroom, 2-bath home located in the desirable Bahia Lakes community. Whether you’re looking for a place to call home or a smart long-term hold in a growing area, this property checks the boxes. Inside, you’ll find an open-concept layout with a functional flow, laminate wood flooring throughout the main living areas, and tile in the kitchen, dining space, and bathrooms. The spacious primary suite features a private en-suite bath, creating a comfortable retreat at the end of the day. Additional highlights include an interior laundry room and an attached two-car garage for convenience and storage. Step outside to enjoy peaceful pond views from the backyard—perfect for relaxing evenings or entertaining. The Bahia Lakes community offers amenities including a pool and playground, adding to the lifestyle appeal. Located in a USDA-eligible area, this property presents an excellent opportunity for buyers seeking affordability, flexibility, and long-term value in a growing part of the Tampa Bay region.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history149 days on market
- Status: PendingMay 1, 2026
- Listed$275,000Sep 19, 2025
- Price reduced$225,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 149
- Subdivision
- Bahia Lakes Ph 3
- County
- Hillsborough
- Year built
- 2010
- Living area
- 1,265 sq ft
- Price/sq ft
- $178
- Building area
- 1,725 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE & X
- Garage
- 2 spaces
- Annual taxes
- $5,932 (2024)
- Parcel #
- U-06-32-19-9DL-000000-00344.0
- Zoning
- PD
- MLS #
- TB8429164
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $99 / Quarterly
- Monthly HOA
- $33/mo
- Total monthly fees
- $33/mo
- Total annual fees
- $396
- HOA name
- Qualified Property Management
- CDD
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify all restrictions with the HOA.
- Approval process
- Verify approval process with the HOA. Buyers have to submit an application with the HOA.
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2025-09-16
- On market date
- 2025-09-19
- Original list price
- $275,000
- Occupant type
- Vacant
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-01
- Tax legal description
- BAHIA LAKES PHASE 3 LOT 344
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head West on College Ave (FL-674 W). Turn left onto 21st Street SE. Continue straight onto 19th Ave NE. Turn left onto 18th Street NE. Turn right onto Fern Leaf Drive. 814 Fern Leaf Drive will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 12:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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