814 Fern Leaf Drive, FL
Stellar MLS

$225,000

814 Fern Leaf Drive

Ruskin, FL 33570

Listing updated: June 5, 2026 at 12:21 PM ET

Pending
3
Beds
2
Baths
1,265
Sq Ft
0.15
Acres
2010
Built
Water view$178/sqft360° tour
Single Family Residence

Property type

2010

Year built

6,534 sqft

Lot size

$178

Price / sq ft

$33/mo

HOA dues

149

Days on market

2

Garage spaces

AE & X

Flood zone

About this home

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Best value in Bahia Lakes—priced to move and full of potential. Seller is motivated—bring all offers. Welcome to 814 Fern Leaf Drive, a well-maintained 3-bedroom, 2-bath home located in the desirable Bahia Lakes community. Whether you’re looking for a place to call home or a smart long-term hold in a growing area, this property checks the boxes. Inside, you’ll find an open-concept layout with a functional flow, laminate wood flooring throughout the main living areas, and tile in the kitchen, dining space, and bathrooms. The spacious primary suite features a private en-suite bath, creating a comfortable retreat at the end of the day. Additional highlights include an interior laundry room and an attached two-car garage for convenience and storage. Step outside to enjoy peaceful pond views from the backyard—perfect for relaxing evenings or entertaining. The Bahia Lakes community offers amenities including a pool and playground, adding to the lifestyle appeal. Located in a USDA-eligible area, this property presents an excellent opportunity for buyers seeking affordability, flexibility, and long-term value in a growing part of the Tampa Bay region.

Estimated monthly payment

Principal & interest$1,138
Property taxes$494
Home insurance (est.)$103
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history149 days on market

  1. Status: Pending
    May 1, 2026
  2. Listed$275,000
    Sep 19, 2025
  3. Price reduced$225,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
149
Subdivision
Bahia Lakes Ph 3
County
Hillsborough
Year built
2010
Living area
1,265 sq ft
Price/sq ft
$178
Building area
1,725 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
AE & X
Garage
2 spaces
Annual taxes
$5,932 (2024)
Parcel #
U-06-32-19-9DL-000000-00344.0
Zoning
PD
MLS #
TB8429164

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$99 / Quarterly
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$396
HOA name
Qualified Property Management
CDD
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all restrictions with the HOA.
Approval process
Verify approval process with the HOA. Buyers have to submit an application with the HOA.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2025-09-16
On market date
2025-09-19
Original list price
$275,000
Occupant type
Vacant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-05-01
Tax legal description
BAHIA LAKES PHASE 3 LOT 344

Flood risk

High riskFEMA Zone AE & X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head West on College Ave (FL-674 W). Turn left onto 21st Street SE. Continue straight onto 19th Ave NE. Turn left onto 18th Street NE. Turn right onto Fern Leaf Drive. 814 Fern Leaf Drive will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 12:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA