$210,000
1080 Bal Harbor Boulevard
Punta Gorda, FL 33950
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to Islander Point, where everyday living feels like a vacation! This 2-bedroom, 2-bath first-floor condo offers 1,114 sq. ft. of comfort and convenience in the heart of Punta Gorda. Inside, enjoy a spacious great room, tile flooring throughout, a bright kitchen, and a private lanai with tranquil views. Step outside to soak up the Florida lifestyle—relax by the beautiful community pool, stroll along the water’s edge, or set out from your own boat dock. The community has been thoughtfully updated with new roofs (Dec 2023) and a brand-new dock (Apr 2024) offering direct access to deep water canals into Charlotte Harbor. From the back of the property, take in peaceful water frontage and water views. For boating enthusiasts, new owners have the chance—on a first-come, first-served basis—to secure an assigned dock space, making every day an adventure on the water. Beyond the community, your weekends can be spent at Fishermen’s Village for waterfront dining, boutique shopping, and live music, or at the Punta Gorda Yacht Club for social gatherings and sailing. Explore downtown’s charming historic streets, enjoy year-round festivals, or bike along the scenic Harborwalk. This condo isn’t just a home—it’s a gateway to the coastal lifestyle you’ve been dreaming of. Whether full-time, seasonal, or investment, Islander Point is your key to living the best of Punta Gorda.
Local Insight
This 1974 condo is priced aggressively at $189/sqft in a no-HOA building, which is genuinely rare for waterfront Islander Point—that's your main value play here, but you need to factor in that it's in an AE flood zone, meaning mandatory flood insurance and potential elevation/mitigation costs that could add thousands annually or require future improvements. At 1,114 sqft for two bedrooms, you're getting decent space, but at 50 years old you should budget for mechanical updates and get a thorough inspection focusing on the building's roof, AC systems, and any deferred maintenance that condo boards typically flag. The no-HOA structure is a huge plus for flexibility and cost control, but verify the building's reserve fund situation and whether it's actually a self-managed condo or if there are shared maintenance responsibilities you'll need to underwrite carefully.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history147 days on market
- Status: ActiveSep 15, 2025
- Listed$225,000Sep 15, 2025
- Price reduced$210,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 147
- Subdivision
- Islander Point
- County
- Charlotte
- Year built
- 1974
- Living area
- 1,114 sq ft
- Price/sq ft
- $189
- Lot size
- 1,139 sq ft
- Flood zone
- AE (12015C0237G)
- Annual taxes
- $3,357 (2024)
- Parcel #
- 412213551025
- Zoning
- GM-15
- MLS #
- A4664953
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Chair Rail
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- Total monthly fees
- $630/mo
- Total annual fees
- $7,560
- HOA name
- Alliant Association Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyer's agent to verify any leasing restrictions.
- Approval process
- Buyer and Buyer's agent to verify approval process.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Built-Up
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 21x12 |
| Kitchen | First | 9x8 |
| Primary Bedroom | First | 15x11 |
| Bedroom 2 | First | 12x12 |
| Balcony/Porch/Lanai | First | 24x4 |
| Laundry | First | 7x4 |
Listing Details
- Listing date
- 2025-09-10
- On market date
- 2025-09-15
- Original list price
- $225,000
- Occupant type
- Vacant
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-09-15
- Tax legal description
- IPC 000 0000 001A ISLANDER POINT UN 1-A 509/704 574/849 L/E1176/375 DC1271/1417 1496/924 PR99-914 1780/1232 1771/838 2431/1507 DC3020/1731-FJJ 3020/1731 3312/698 3961/2139 4182/610
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From intersection of Bal Harbor Blvd and Aqui Esta Dr, head North on Bel Harbor Blvd. There will be a side street called Bal Harbor Blvd on your right, make a right on this street and building will be first building on your left. Unit is on ground floor.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 9, 2026 at 2:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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