$198,000
5645 Loretta Court
Zephyrhills, FL 33542
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Under contract-accepting backup offers. Big price adjustment! FHA Appraisal Completed – Home Inspection and Foundation Inspection Completed. Welcome to this beautifully updated 2-bedroom, 2-bath home located in the highly sought-after Betmar Acres 55+ golf community. Situated on a quiet cul-de-sac with land ownership included — no lot rent — this property offers affordable Florida living combined with exceptional community amenities and low annual community fees of just $448 per year. Step inside to an open-concept floor plan featuring luxury vinyl plank flooring throughout, creating a clean and modern feel. The updated kitchen showcases sleek countertops, stainless steel appliances, and ample cabinetry, making it ideal for both everyday living and entertaining. A bright and inviting front sunroom has been fully integrated into the central A/C system, providing a comfortable four-season living space perfect for relaxing, reading, or gathering with friends year-round. The spacious primary suite features a walk-in closet and private en-suite bath with a step-in shower and updated vanity. The guest bedroom comfortably accommodates a queen-size bed and is conveniently located near the second full bath with a tub/shower combination. Recent improvements provide added peace of mind, including a new A/C system installed in 2023, new vapor barrier added in 2023, and recent tree trimming around the home and roof area to enhance curb appeal and help provide easier ongoing roof maintenance and peace of mind. Residents of Betmar Acres enjoy an impressive array of amenities including 27 holes of golf, two swimming pools, two hot tubs, three clubhouses, pickleball and tennis courts, bocce courts, enclosed shuffleboard courts, miniature golf, a basketball court, scenic walking trails, a library, billiards and game rooms, weekly bingo, and numerous organized social activities. Whether you are seeking a seasonal retreat or full-time residence, this move-in-ready home offers the ideal blend of comfort, value, and active living in one of Central Florida’s most vibrant 55+ communities. Schedule your private showing today and experience all that Betmar Acres has to offer!
Local Insight
At $140/sqft for a 1987 manufactured home in a 55+ community, you're getting solid value, but the real question is whether the $36/month HOA and potential community restrictions are worth the trade-off for affordability and flood-zone peace of mind. The tight 0.12-acre lot and age of the home mean you'll want a pre-purchase inspection to assess the roof, HVAC, and foundation condition—deferred maintenance on older units can eat into those savings quickly. Lake Betmar Estates appeals to retirees seeking low entry costs and community amenities, but resale liquidity will depend heavily on how well the park maintains its infrastructure and manages aging inventory.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history199 days on market
- Status: PendingJun 2, 2026
- Listed$219,900Sep 6, 2025
- Price reduced$198,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Pending
- Days on market
- 199
- Subdivision
- Lake Betmar Estates
- County
- Pasco
- Year built
- 1987
- Living area
- 1,416 sq ft
- Price/sq ft
- $140
- Building area
- 2,400 sq ft (Public Records)
- Lot size
- 5,217 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12101C0452F)
- Annual taxes
- $1,870 (2024)
- Parcel #
- 09-26-21-0780-00000-5170
- Zoning
- RMH
- MLS #
- TB8424841
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $435 / Annually
- Monthly HOA
- $36/mo
- Total monthly fees
- $36/mo
- Total annual fees
- $435
- HOA name
- Jennifer Rogers
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact association manager for additional leasing restrictions.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Metal Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 16x9 |
| Dining Room | First | 10x12 |
| Living Room | First | 21x17 |
| Florida Room | First | 12x15 |
| Primary Bedroom | First | 13x17 |
| Primary Bathroom | First | 10x8 |
| Bedroom 2 | First | 11x13 |
| Bathroom 2 | First | 7x5 |
| Laundry | First | 3x8 |
| Balcony/Porch/Lanai | First | 12x9 |
Listing Details
- Listing date
- 2025-09-02
- On market date
- 2025-09-06
- Original list price
- $219,900
- Occupant type
- Vacant
- MLS area
- 33542 - Zephyrhills
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-02
- Tax legal description
- LAKE BETMAR ESTS UNITS 3-4-5 PB 15 PGS 107 THRU 109 LOT 517
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Traveling east on SR 54, turn left onto Dean Dairy Rd. Turn right onto Eunice then left on Mandan St. Mandan becomes Jodi Ave. Continue on Jodi Ave then take a right onto Loretta Ct. Home is on the right with a sign posted.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 3, 2026 at 8:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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