5645 Loretta Court, FL
Stellar MLS

$198,000

5645 Loretta Court

Zephyrhills, FL 33542

Pending
2
Beds
2
Baths
1,416
Sq Ft
0.12
Acres
1987
Built
55+ community$140/sqft
Manufactured Home

Property type

1987

Year built

5,217 sqft

Lot size

$140

Price / sq ft

$36/mo

HOA dues

199

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. Big price adjustment! FHA Appraisal Completed – Home Inspection and Foundation Inspection Completed. Welcome to this beautifully updated 2-bedroom, 2-bath home located in the highly sought-after Betmar Acres 55+ golf community. Situated on a quiet cul-de-sac with land ownership included — no lot rent — this property offers affordable Florida living combined with exceptional community amenities and low annual community fees of just $448 per year. Step inside to an open-concept floor plan featuring luxury vinyl plank flooring throughout, creating a clean and modern feel. The updated kitchen showcases sleek countertops, stainless steel appliances, and ample cabinetry, making it ideal for both everyday living and entertaining. A bright and inviting front sunroom has been fully integrated into the central A/C system, providing a comfortable four-season living space perfect for relaxing, reading, or gathering with friends year-round. The spacious primary suite features a walk-in closet and private en-suite bath with a step-in shower and updated vanity. The guest bedroom comfortably accommodates a queen-size bed and is conveniently located near the second full bath with a tub/shower combination. Recent improvements provide added peace of mind, including a new A/C system installed in 2023, new vapor barrier added in 2023, and recent tree trimming around the home and roof area to enhance curb appeal and help provide easier ongoing roof maintenance and peace of mind. Residents of Betmar Acres enjoy an impressive array of amenities including 27 holes of golf, two swimming pools, two hot tubs, three clubhouses, pickleball and tennis courts, bocce courts, enclosed shuffleboard courts, miniature golf, a basketball court, scenic walking trails, a library, billiards and game rooms, weekly bingo, and numerous organized social activities. Whether you are seeking a seasonal retreat or full-time residence, this move-in-ready home offers the ideal blend of comfort, value, and active living in one of Central Florida’s most vibrant 55+ communities. Schedule your private showing today and experience all that Betmar Acres has to offer!

Local Insight

At $140/sqft for a 1987 manufactured home in a 55+ community, you're getting solid value, but the real question is whether the $36/month HOA and potential community restrictions are worth the trade-off for affordability and flood-zone peace of mind. The tight 0.12-acre lot and age of the home mean you'll want a pre-purchase inspection to assess the roof, HVAC, and foundation condition—deferred maintenance on older units can eat into those savings quickly. Lake Betmar Estates appeals to retirees seeking low entry costs and community amenities, but resale liquidity will depend heavily on how well the park maintains its infrastructure and manages aging inventory.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,001
Property taxes$156
Home insurance (est.)$91
HOA dues$36

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history199 days on market

  1. Status: Pending
    Jun 2, 2026
  2. Listed$219,900
    Sep 6, 2025
  3. Price reduced$198,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Pending
Days on market
199
Subdivision
Lake Betmar Estates
County
Pasco
Year built
1987
Living area
1,416 sq ft
Price/sq ft
$140
Building area
2,400 sq ft (Public Records)
Lot size
5,217 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12101C0452F)
Annual taxes
$1,870 (2024)
Parcel #
09-26-21-0780-00000-5170
Zoning
RMH
MLS #
TB8424841

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Chair Rail, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$435 / Annually
Monthly HOA
$36/mo
Total monthly fees
$36/mo
Total annual fees
$435
HOA name
Jennifer Rogers
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact association manager for additional leasing restrictions.

Exterior & Construction

Exterior features
Hurricane Shutters, Rain Gutters, Sliding Doors, Storage
Construction materials
Metal Siding
Roof
Metal
Foundation
Crawlspace
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst16x9
Dining RoomFirst10x12
Living RoomFirst21x17
Florida RoomFirst12x15
Primary BedroomFirst13x17
Primary BathroomFirst10x8
Bedroom 2First11x13
Bathroom 2First7x5
LaundryFirst3x8
Balcony/Porch/LanaiFirst12x9

Listing Details

Listing date
2025-09-02
On market date
2025-09-06
Original list price
$219,900
Occupant type
Vacant
MLS area
33542 - Zephyrhills
Listing AOR
Suncoast Tampa
Status changed
2026-06-02
Tax legal description
LAKE BETMAR ESTS UNITS 3-4-5 PB 15 PGS 107 THRU 109 LOT 517

Flood risk

Minimal riskFEMA Zone XPanel 12101C0452F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Traveling east on SR 54, turn left onto Dean Dairy Rd. Turn right onto Eunice then left on Mandan St. Mandan becomes Jodi Ave. Continue on Jodi Ave then take a right onto Loretta Ct. Home is on the right with a sign posted.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 8:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA