$389,000
635 Jamaica Circle
Apollo Beach, FL 33572
Listing updated: June 2, 2026 at 10:55 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
635 Jamaica Circle | 3 Beds | 2 Baths | 1,433 Sq Ft | Pool Home | No HOA | No CDD 635 Jamaica Circle is a fully remodeled 3-bedroom, 2-bath screened pool home in Apollo Beach with a 2-car garage and zero HOA or CDD fees. From the moment you walk in, this home feels fresh and move-in ready -- wood-look plank vinyl runs throughout every room with no carpet anywhere, making it as easy to maintain as it is to love. The main living area is open concept, perfect for conversational living and entertaining. The kitchen was fully updated with quartz countertops, a coastal blue tile backsplash, and all-new appliances. All three bedrooms are well-sized, both bathrooms have been remodeled, and shiplap accents add coastal character without trying too hard. The roof was replaced in 2020. Out back, a covered and screened patio opens to a private pool with updated landscaping, giving you a true outdoor living space you can use year-round. The 2-car garage handles the overflow easily, whether that is beach gear, bikes, or a second vehicle. The home sits on a quiet, low-traffic street that makes it feel like a neighborhood you actually want to come home to. With no HOA or CDD, this one works as a primary residence, vacation home, or short-term rental investment. Apollo Beach puts you minutes from waterfront dining, EG Simmons Park, walking trails, and nature preserves, with Fort De Soto and the St. Pete and Treasure Island beaches under an hour away. Schedule your showing today.
Local Insight
At $271/sqft for a 1978 home in an AE flood zone, you're paying a premium that factors in the private pool and location—so factor flood insurance costs carefully into your numbers before moving forward. The lack of HOA is a genuine plus for long-term affordability, but you'll want a solid inspection on a 46-year-old property, especially given the flood risk exposure that'll affect resale and insurance down the road. The tight 0.23-acre lot means the pool is probably your main outdoor feature, so make sure that's actually worth the trade-off versus similar-priced options with more land in lower-risk zones.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history241 days on market
- Status: ActiveMay 27, 2026
- Listed$435,000Aug 9, 2025
- Price reduced$389,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 241
- Subdivision
- Apollo Beach Unit Two
- County
- Hillsborough
- Year built
- 1978
- Living area
- 1,433 sq ft
- Price/sq ft
- $271
- Building area
- 2,308 sq ft (Public Records)
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,709 (2024)
- Parcel #
- U-21-31-19-1TJ-000020-00001.0
- Zoning
- RSC-6
- MLS #
- TB8414679
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile, Wood
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Block, Stucco, Wood Siding
- Roof
- Shingle
- Foundation
- Block
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x16 |
| Living Room | First | 15.5x16 |
| Kitchen | First | 13x16 |
| Bedroom 2 | First | 9.5x12 |
| Bedroom 3 | First | 9.5x11 |
| Laundry | First | 5x3 |
| Primary Bathroom | First | 5x12 |
| Dining Room | First | 7x16 |
Listing Details
- Listing date
- 2025-08-01
- On market date
- 2025-08-09
- Original list price
- $435,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-27
- Tax legal description
- APOLLO BEACH UNIT TWO LOT 1 BLOCK 20
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Flamingo Dr to Gran Kayman Way, take Right on Spanish Main Dr, take Right on Jamaica Cir E, house will be the firstone on your Left side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 10:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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