635 Jamaica Circle, FL
Stellar MLS

$389,000

635 Jamaica Circle

Apollo Beach, FL 33572

Listing updated: June 2, 2026 at 10:55 AM ET

Active
3
Beds
2
Baths
1,433
Sq Ft
0.23
Acres
1978
Built
Private pool$271/sqft
Single Family Residence

Property type

1978

Year built

10,000 sqft

Lot size

$271

Price / sq ft

No HOA

HOA dues

241

Days on market

2

Garage spaces

AE

Flood zone

About this home

635 Jamaica Circle | 3 Beds | 2 Baths | 1,433 Sq Ft | Pool Home | No HOA | No CDD 635 Jamaica Circle is a fully remodeled 3-bedroom, 2-bath screened pool home in Apollo Beach with a 2-car garage and zero HOA or CDD fees. From the moment you walk in, this home feels fresh and move-in ready -- wood-look plank vinyl runs throughout every room with no carpet anywhere, making it as easy to maintain as it is to love. The main living area is open concept, perfect for conversational living and entertaining. The kitchen was fully updated with quartz countertops, a coastal blue tile backsplash, and all-new appliances. All three bedrooms are well-sized, both bathrooms have been remodeled, and shiplap accents add coastal character without trying too hard. The roof was replaced in 2020. Out back, a covered and screened patio opens to a private pool with updated landscaping, giving you a true outdoor living space you can use year-round. The 2-car garage handles the overflow easily, whether that is beach gear, bikes, or a second vehicle. The home sits on a quiet, low-traffic street that makes it feel like a neighborhood you actually want to come home to. With no HOA or CDD, this one works as a primary residence, vacation home, or short-term rental investment. Apollo Beach puts you minutes from waterfront dining, EG Simmons Park, walking trails, and nature preserves, with Fort De Soto and the St. Pete and Treasure Island beaches under an hour away. Schedule your showing today.

Local Insight

At $271/sqft for a 1978 home in an AE flood zone, you're paying a premium that factors in the private pool and location—so factor flood insurance costs carefully into your numbers before moving forward. The lack of HOA is a genuine plus for long-term affordability, but you'll want a solid inspection on a 46-year-old property, especially given the flood risk exposure that'll affect resale and insurance down the road. The tight 0.23-acre lot means the pool is probably your main outdoor feature, so make sure that's actually worth the trade-off versus similar-priced options with more land in lower-risk zones.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,967
Property taxes$476
Home insurance (est.)$178

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history241 days on market

  1. Status: Active
    May 27, 2026
  2. Listed$435,000
    Aug 9, 2025
  3. Price reduced$389,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
241
Subdivision
Apollo Beach Unit Two
County
Hillsborough
Year built
1978
Living area
1,433 sq ft
Price/sq ft
$271
Building area
2,308 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,709 (2024)
Parcel #
U-21-31-19-1TJ-000020-00001.0
Zoning
RSC-6
MLS #
TB8414679

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile, Wood
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Block, Stucco, Wood Siding
Roof
Shingle
Foundation
Block
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Available

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x16
Living RoomFirst15.5x16
KitchenFirst13x16
Bedroom 2First9.5x12
Bedroom 3First9.5x11
LaundryFirst5x3
Primary BathroomFirst5x12
Dining RoomFirst7x16

Listing Details

Listing date
2025-08-01
On market date
2025-08-09
Original list price
$435,000
Occupant type
Vacant
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-05-27
Tax legal description
APOLLO BEACH UNIT TWO LOT 1 BLOCK 20

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Flamingo Dr to Gran Kayman Way, take Right on Spanish Main Dr, take Right on Jamaica Cir E, house will be the firstone on your Left side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 10:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA