4920 Blanche Court, FL
Stellar MLS

$510,000

4920 Blanche Court

St Cloud, FL 34772

Active
4
Beds
3
Baths
2,291
Sq Ft
0.16
Acres
2020
Built
WaterfrontWater access3-car garage$223/sqft
Single Family Residence

Property type

2020

Year built

6,970 sqft

Lot size

$223

Price / sq ft

$110/mo

HOA dues

327

Days on market

3

Garage spaces

X

Flood zone

About this home

Rare Opportunity! Assume a VA Loan at Just 5.25% — Save Thousands in Interest! A beautifully upgraded residence in the gated, waterfront community of Hanover Lakes. This elegant 4-bedroom, 2.5-bath home offers 2,291 heated square feet of refined living space, highlighted by soaring 12-foot ceilings, an open-concept layout, and upscale finishes throughout. Positioned on a navigable canal with potential for a private dock, the property provides direct access to Alligator Lake and the Alligator Chain of Lakes—a true haven for boating enthusiasts. At the heart of the home is a chef-inspired kitchen featuring upgraded stainless steel GE appliances, 42-inch cabinets, double ovens, and an oversized granite island—perfect for both entertaining and daily living. Triple sliding glass doors open to a resort-style backyard oasis complete with a covered lanai and a retractable screen porch, offering year-round comfort and seamless indoor-outdoor living. Smart-home features include ceiling-mounted audio speakers, high-speed internet wiring, and a whole-home ADT security monitoring system. The owner’s suite is a private retreat, showcasing peaceful canal views and a luxurious custom walk-in shower. Additional highlights include: Spacious three-car garage with ample storage; Whole-house water filtration system; Energy-efficient design, move-in ready; Over $20,000 in upgrades. Ideally located just 10 minutes from Lake Nona, 30 minutes to Orlando International Airport, and close to Disney World, Universal Studios, and Florida’s world-renowned beaches, this home offers the perfect blend of luxury, comfort, and accessibility. Residents of Hanover Lakes enjoy premium community amenities including a private boat ramp, resort-style pool, splash pad, pavilion, playground, and scenic walking trails. Live the lifestyle you deserve—whether it’s boating from your backyard, relaxing under the stars, or entertaining in style, this exceptional home is ready to welcome you. Schedule your private showing today. PS: This home offers an assumable VA loan at a 5.25% rate—ideal for any qualified buyers NOW looking to lock in savings. ***Act fast—this opportunity won’t last!

Local Insight

At $223/sqft for a 2020 build with waterfront access and a 3-car garage in a family-focused community, this is competitively priced—but the tight 0.16-acre lot means you're paying for location and newer construction more than land, and the $110 monthly HOA will add up over time. The waterfront appeal is real in St. Cloud's revitalized lake context, but you'll want to verify exactly what "water access" entails and whether it comes with any deed restrictions or shared maintenance obligations. The Hanover Lakes subdivision proximity to the city's growth vectors (NeoCity, Lake Nona spillover) is a practical resale hedge, though the flood zone X designation is a genuine advantage for insurance costs.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,579
Property taxes$137
Home insurance (est.)$234
HOA dues$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history327 days on market

  1. Status: Active
    Jul 13, 2025
  2. Listed$535,000
    Jul 13, 2025
  3. Price reduced$510,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
327
Cumulative DOM
545
Subdivision
Hanover Lakes Ph 1
County
Osceola
Year built
2020
Living area
2,291 sq ft
Price/sq ft
$223
Building area
3,180 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0280G)
Garage
3 spaces
Annual taxes
$1,649 (2024)
Parcel #
20-26-31-3443-0001-0560
Zoning
RES
MLS #
O6326614

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$110 / Monthly
Monthly HOA
$110/mo
Total monthly fees
$110/mo
Total annual fees
$1,320
HOA name
Artemis Lifestyles
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Assumable, Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer Agent to Verify with HOA
Approval process
Buyer Agent to Verify with HOA

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleHorizon MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst19x13
Dining RoomFirst14x10
Family RoomFirst18x17
KitchenFirst20x14
Primary BedroomFirst20x13
Bedroom 2First12x11
Bedroom 3First11x11
Bedroom 4First17x8

Listing Details

Listing date
2025-07-13
On market date
2025-07-13
Original list price
$535,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2025-07-13
Tax legal description
HANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 56

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR417 (Central Florida Greeneway), Take Exit 22 for Narcoossee Road, Head south on Narcoossee Rd for approximately 11 miles. Continue straight through the US-192/Narcoossee Rd intersection—Narcoossee Rd becomes Hickory Tree Rd at this point. Then, turn Left onto Starke St, and then Right onto Wauseon Drive. Continue and turn left onto Blanche Ct.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 9:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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