1038 Emerald Dunes Drive, FL
Stellar MLS

$349,900

1038 Emerald Dunes Drive

Sun City Center, FL 33573

Listing updated: June 5, 2026 at 11:28 AM ET

Active
2
Beds
2
Baths
1,821
Sq Ft
0.14
Acres
2005
Built
Private pool55+ community$192/sqft360° tour
Single Family Residence

Property type

2005

Year built

6,165 sqft

Lot size

$192

Price / sq ft

$179/mo

HOA dues

433

Days on market

2

Garage spaces

X

Flood zone

About this home

Nestled in the heart of vibrant Sun City Center, 1038 Emerald Dunes Dr offers a stunning 2-bedroom, 2-bath retreat, complete with your own private pool and office, blending modern comfort with timeless charm in a spacious 1,821-square-foot layout. Imagine unwinding by your sparkling poolside oasis, surrounded by a golf course and a tight-knit community known for its active lifestyle and endless amenities, from golf courses to additional recreational pools. Built in 2005, this gem boasts a perfect balance of contemporary design and cozy appeal, with the added luxury of a pool ideal for entertaining or quiet evenings at home. Within proximity to Tampa Bay’s beaches and cultural hubs, this property promises a lifestyle of leisure and convenience, all wrapped in the warm embrace of Florida’s sun-drenched paradise. Don’t miss your chance to own a slice of this coveted neighborhood—where every day feels like a vacation, right in your own backyard!

Local Insight

At $192/sqft in a 55+ community with a private pool, this is competitively priced for Sun City Center, though you're paying a premium for the amenities and age-restricted lifestyle rather than square footage or land. The real value question comes down to whether the $179 monthly HOA—which covers community perks but can creep higher—and the 2-bedroom layout work for your retirement or downsizing plans, since resale in age-restricted communities tends to be slower and more niche. Being in flood zone X is a genuine plus for insurance costs and peace of mind, but verify what's included in that HOA before committing, as pool maintenance and community upgrades often get passed to residents.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,769
Property taxes$545
Home insurance (est.)$160
HOA dues$179

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history433 days on market

  1. Status: Active
    Mar 29, 2025
  2. Listed$425,000
    Mar 29, 2025
  3. Price reduced$349,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
433
Subdivision
Sun City Center Unit 268
County
Hillsborough
Year built
2005
Living area
1,821 sq ft
Price/sq ft
$192
Building area
2,623 sq ft (Public Records)
Lot size
6,165 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,543 (2024)
Parcel #
U-18-32-20-789-000000-00039.0
Zoning
PD-MU
MLS #
TB8367199

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Convection Oven, Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Open Floorplan, Thermostat, Window Treatments
Laundry
Corridor Access, Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$536 / Quarterly
Monthly HOA
$179/mo
Total monthly fees
$207/mo
Total annual fees
$2,488
HOA name
Christine Trimmer
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify Hoa Rules and Regulations
Approval process
Buyer to verify Hoa Rules and Regulations

Exterior & Construction

Exterior features
Sliding Doors, Storage
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BathroomFirst9x8
Primary BedroomFirst16x10
KitchenFirst18x10
Great RoomFirst16x9

Listing Details

Listing date
2025-03-28
On market date
2025-03-29
Original list price
$425,000
Occupant type
Vacant
MLS area
33573 - Sun City Center / Ruskin
Listing AOR
Orlando Regional
Status changed
2025-03-29
Tax legal description
SUN CITY CENTER UNIT 268 LOT 39

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 674 to S Pebble Beach Blvd, continue approx. 2 miles to Left onto Emerald Dunes Dr, home will be further down the street on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 11:28 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA