$42,000

Ramsey

Palm Bay, FL 32909

Active

Baths

0.24

Acres

◆$4/sqft

Land

Property type

10,454 sqft

Lot size

Price / sq ft

No HOA

HOA dues

551

Days on market

Flood zone

About this home

Build your dream home or invest in this prime CORNER lot in the growing city of Palm Bay, FL! Located in a quiet, established neighborhood, this spacious property offers endless possibilities—perfect for your custom build or as a smart investment for the future. Enjoy the convenience of nearby schools, shopping, and easy access to major highways, all while being just a short drive from Florida’s beautiful beaches. Don’t miss the chance to own a piece of this desirable area. Call now!!

Local Insight

At $4/sqft for a quarter-acre lot in X flood zone (lowest risk), this is raw land at a steep discount—likely either landlocked, difficult to access, or encumbered in ways that limit immediate development value. You'd need to verify utility availability, deed restrictions, and actual buildability before assuming you're getting a bargain, because land this cheap in an otherwise organized and appreciating market usually has a reason. Given Palm Bay's tiered pricing and the $220K–$300K entry-point for finished homes nearby, this lot only pencils out if you're a developer with connections to utilities and permitting, or if you're betting on future upside in an emerging pocket of the city.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$212

Property taxes$41

Home insurance (est.)$19

Down payment

20%

$8,400 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history551 days on market

Status: Active
Mar 16, 2026
Listed$45,000
Sep 1, 2024
Price reduced$42,000

Facts & features

Property type: Land
Status: Active
Days on market: 551
County: Brevard
Price/sq ft: $4
Lot size: 10,454 sq ft
Lot category: 0 to less than 1/4
Flood zone: x
Annual taxes: $487 (2023)
Parcel #: 29 3728-GS-866-14
Zoning: RS2
MLS #: O6237474

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HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
Ownership: Fee Simple

Exterior & Construction

Road surface: Asphalt

Utilities

Sewer: None
Water source: None
Utilities: Other

Listing Details

Listing date: 2024-08-25
On market date: 2024-09-01
Original list price: $45,000
MLS area: 32909 - Palm Bay/Melbourne
Listing AOR: Osceola
Status changed: 2026-03-16
Tax legal description: PORT MALABAR UNIT 22 LOT 14 BLK 866

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take exit 42A to merge onto I-95 S toward Miami 32.0 mi Take exit 173 toward Malabar Rd 0.3 mi Slight right onto the Malabar Rd ramp to FL-514 W/San Filippo Drive/Minton Road 151 ft Turn right onto Malabar Rd 0.2 mi Turn left onto San Filippo Dr SE 4.4 mi Turn right onto Ramsdale Dr SE 0.2 mi Turn left onto Rayfield St SE 299 ft Turn right onto Ramsey Rd SE

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 16, 2026 at 3:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA