$430,000
614 Cypress Court
St Cloud, FL 34769
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE JUST REDUCED! MOVE-IN READY! Charming and well-maintained 3-bedroom, 2-bath home located in the established Pine Lake Estates community of St. Cloud, offering 1,756 square feet of living space with a functional layout and comfortable living areas. The home features a cozy masonry fireplace, abundant natural light, and a layout designed for everyday living. Major updates provide peace of mind, including a brand new roof completed in April 2026 and a central A/C system replaced in Fall 2025. Situated on a spacious 0.27-acre lot, the property offers excellent outdoor living with a private in-ground pool and deck, a screened porch area, and a large, usable yard with mature landscaping. The fenced backyard provides added privacy and flexibility for entertaining or future customization. Located in a well-established neighborhood with convenient access to schools, shopping, dining, and major roadways. A great opportunity to own a move-in ready home with major improvements already completed and strong indoor and outdoor living potential. Schedule your showing today!
Local Insight
At $245/sqft for a 1978 pool home in a non-HOA subdivision, this is priced competitively for St. Cloud's current market, especially with the private pool as a differentiator—but the age means you'll want a solid inspection focused on the roof, HVAC, and pool mechanics before committing. The X500 flood designation is actually favorable (minimal risk), and location-wise you're in the heart of the family-residential core with decent school access, though you're banking on the NeoCity and Lake Nona spillover demand to drive appreciation rather than buying into an already hot market.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history41 days on market
- Status: ActiveApr 24, 2026
- Listed$445,000Apr 24, 2026
- Price reduced$430,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 41
- Subdivision
- Pine Lake Estates Unit B
- County
- Osceola
- Year built
- 1978
- Living area
- 1,756 sq ft
- Price/sq ft
- $245
- Building area
- 2,552 sq ft (Public Records)
- Lot size
- 11,587 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X500* (12097C0256G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,573 (2025)
- Parcel #
- 04-26-30-0910-0001-0100
- Zoning
- SR1
- MLS #
- S5147582
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate, Wood
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Split Bedroom, Vaulted Ceiling(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Fiber Optics, Sewer Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Kitchen | First | |
| Laundry | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-24
- Original list price
- $445,000
- Occupant type
- Vacant
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-24
- Tax legal description
- PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 10 09-26-30
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 13th Street, turn onto Cypress Court. Home will be on the right at 614 Cypress Ct, St. Cloud, FL 34769.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 2:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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