$389,900
4016 Montgomery Terrace
Tampa, FL 33616
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
***Buyer's financing fell through****Sun-soaked living meets effortless South Tampa charm in this Bay Breeze pool home, perfectly positioned on a generously sized corner lot. Offering 3 bedrooms, 1 bathroom, and approximately 1,200 square feet, this home features a functional layout with both a comfortable living room and a separate family room—ideal for everyday living and entertaining. Ceramic tile flooring runs throughout the entire home, providing durability, easy maintenance, and a clean, cohesive look. Step through the French doors and discover your private outdoor retreat. The fully fenced backyard offers plenty of space to relax, entertain, or let pets roam freely, all centered around a refreshing pool—perfect for enjoying Florida’s year-round sunshine. Recent 2025 upgrades bring added value and peace of mind, including a brand-new roof installed in April, a fully updated bathroom, fresh interior and exterior paint, and new fencing that enhances both privacy and curb appeal. Located in desirable South Tampa, this property stands out with no HOA or CDD fees and the added benefit of being in a non-flood zone—keeping ownership simple and more affordable. A well-maintained pool home with key updates, flexible living space, and a prime location—ready for its next owner to move in and make it their own. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
Local Insight
At $325/sqft for a 1958 home with just one bathroom, you're paying a premium for the pool and location in Bay Breeze rather than getting a modernized property—factor in potential plumbing and electrical updates typical of this vintage. The AE flood zone designation is serious (it requires flood insurance and limits financing options), so get a detailed elevation certificate and confirm your actual risk before committing. This is the kind of narrow-lot, older Tampa bungalow that appeals to investors or buyers willing to renovate, not a move-in-ready family home.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history20 days on market
- Status: ActiveJun 4, 2026
- Listed$389,900Mar 19, 2026
- Price increased$389,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 20
- Subdivision
- Bay Breeze
- County
- Hillsborough
- Year built
- 1958
- Living area
- 1,200 sq ft
- Price/sq ft
- $325
- Building area
- 1,372 sq ft (Public Records)
- Lot size
- 7,035 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE,X (12057C0344J)
- Pool
- Private pool
- Annual taxes
- $864 (2025)
- Parcel #
- A-16-30-18-41S-000007-00001.0
- Zoning
- RS-60
- MLS #
- TB8488343
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Built-in Features, Living Room/Dining Room Combo, Solid Surface Counters, Vaulted Ceiling(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- ***Buyer responsible for verifying any and all lease restrictions.***
- Approval process
- ******Buyer responsible for verifying any and all approval process.***
Exterior & Construction
- Exterior features
- French Doors
- Construction materials
- Block, Concrete
- Roof
- Built-Up
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 11x21 |
| Kitchen | First | 11x10 |
| Primary Bedroom | First | 11x13 |
Listing Details
- Listing date
- 2026-03-19
- On market date
- 2026-03-19
- Original list price
- $389,900
- Occupant type
- Vacant
- MLS area
- 33616 - Tampa
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-04
- Tax legal description
- BAY BREEZE LOTS 1 AND 2 AND W 9 FT OF LOT 3 BLOCK 7
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
S Dale Mabry, West on West Bay Ave, South on S Grady Ave, West on West Montgomery Terrace
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 10:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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