$715,000
204 Bengal Circle
Oldsmar, FL 34677
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Stunning custom home with luxury upgrades, thoughtful design, and handicap-friendly features throughout. Perfectly designed for entertaining, this home blends elegant finishes with comfortable indoor-outdoor living. A grand foyer welcomes you into the spacious great room where a wall of three-pane sliding glass doors fully tucks away, seamlessly connecting the living space to the covered patio and pool area. The gourmet chef’s kitchen features granite countertops, high-end appliances, custom cabinetry, designer lighting, and a large island with seating and additional storage. A generous walk-in pantry closet provides excellent storage and functionality. The home is wired for sound with built-in surround speakers in the living room and screened porch, plus audio ports throughout the house so speakers can easily be connected in every room. The luxurious primary suite features a tray ceiling and three oversized walk-in closets, one currently used as a private office. The spa-like primary bath includes wraparound dual vanities, an air-jetted soaking tub, and a spacious shower with rain shower head and therapy jets. The suite also offers direct access to the patio and pool. Designed with accessibility in mind, the home includes extra-wide doorways for wheelchair access and a zero-threshold primary shower. Step outside to your private backyard retreat with a heated saltwater pool and spa featuring PebbleTec finish and a self-cleaning pop-up system, all set within a beautiful paver deck and screened porch with generous ceiling fans—perfect for year-round Florida living. Additional highlights include central vacuum, oversized laundry room, an oversized two-car garage with workshop space and service door, PVC privacy fencing, and irrigation on reclaimed water. Major updates provide peace of mind: New AC (March 2026), roof replaced late 2025, and water heater replaced late 2025. Conveniently located near waterfront parks, shopping, Tampa International Airport, and the beautiful Pinellas County beaches. Home has never flooded-high and dry!
Local Insight
At $294/sqft for a 2013 home with a pool in Bungalow Bay Estates, you're paying a reasonable price for the area, but the AE flood zone is a serious consideration that'll likely mean mandatory flood insurance and potential future elevation costs—worth getting a detailed flood assessment before committing. The 0.2-acre lot is tight, so while the pool is a nice amenity, you don't have much room to expand or modify the property down the line. The low HOA ($65/month) and solid schools are genuine pluses, but factor in flood insurance premiums, which can run $1,200+ annually in this zone and significantly affect your true cost of ownership.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history63 days on market
- Status: ActiveMar 7, 2026
- Listed$750,000Mar 6, 2026
- Price reduced$715,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 63
- Subdivision
- Bungalow Bay Estates
- County
- Pinellas
- Year built
- 2013
- Living area
- 2,429 sq ft
- Price/sq ft
- $294
- Building area
- 3,392 sq ft (Public Records)
- Lot size
- 8,742 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0093H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,728 (2025)
- Parcel #
- 25-28-16-12794-000-0120
- MLS #
- O6388593
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Accessibility Features, Ceiling Fans(s), Central Vaccum, Dry Bar, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $195 / Quarterly
- Monthly HOA
- $65/mo
- Total monthly fees
- $65/mo
- Total annual fees
- $780
- HOA name
- Bungalow Bay
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x20 |
| Living Room | First | 20x17 |
| Bedroom 1 | First | 13x11 |
| Bedroom 2 | First | 13x11 |
| Primary Bedroom | First | 13x18 |
| Dining Room | First | 20x9 |
Listing Details
- Listing date
- 2026-03-06
- On market date
- 2026-03-06
- Original list price
- $750,000
- Occupant type
- Owner
- MLS area
- 34677 - Oldsmar
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-07
- Tax legal description
- BUNGALOW BAY ESTATES LOT 12 & W'LY 1FT OF LOT 13
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading West on State Rd 580, turn left onto Lafayette Blvd, turn left onto Shore Dr, turn left onto Lexington St, turn right onto Blandon Rd, turn left onto Bengal Cir, house is on the left.
More homes like this
$449,900
10606 Drayton Ct
Tampa, FL 33626
3 bd · 3 ba · 1,537 sqft
Westchase Sec 211
MLS# TB8515946
$450,000
1720 Arabian Ln
Palm Harbor, FL 34685
4 bd · 4 ba · 3,160 sqft
Boot Ranch - Eagle Watch
MLS# S5146728
$669,000
10 Arbor Ln
Oldsmar, FL 34677
4 bd · 2 ba · 2,318 sqft
East Lake Woodlands
MLS# TB8516041
$450,000
6403 Elliot Dr
Tampa, FL 33615
3 bd · 2 ba · 1,553 sqft
Elliott & Harrison Sub
MLS# TB8475967
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 8, 2026 at 7:08 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA