8202 Westmont Terrace Drive, FL
Stellar MLS

$299,900

8202 Westmont Terrace Drive

Lakeland, FL 33810

Listing updated: June 9, 2026 at 3:43 PM ET

Active
3
Beds
2
Baths
1,613
Sq Ft
0.19
Acres
2005
Built
$186/sqft
Single Family Residence

Property type

2005

Year built

8,411 sqft

Lot size

$186

Price / sq ft

$56/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome Home to Copper Ridge! This beautifully maintained 3-bedroom, 2-bath home offers 1,613 square feet of comfortable living space in one of North Lakeland's most convenient locations. Situated on an oversized lot, this home features a desirable split-bedroom floor plan, spacious living areas, and a layout designed for both everyday living and entertaining. The well-appointed kitchen offers ample cabinet and counter space and flows seamlessly into the dining and living areas, creating the perfect gathering space for family and friends. The primary suite provides a private retreat with an en-suite bath and generous closet space, while the additional bedrooms offer flexibility for guests, a home office, or growing families. Step outside and enjoy the large backyard with plenty of room for pets, play, gardening, or future outdoor living additions. The attached two-car garage provides additional storage and convenience. USDA Financing Eligible! Qualified buyers may be able to purchase this home with zero money down, making homeownership more affordable than ever. Buyers should verify eligibility and financing options with their lender. Located in the desirable Copper Ridge community, you'll enjoy easy access to shopping, dining, schools, medical facilities, and major roadways while still enjoying the peaceful feel of North Lakeland living. Whether you're a first-time homebuyer, growing family, or someone looking for a move-in-ready home in a great location, this property checks all the boxes. Highlights: USDA Eligible Area – Potential Zero Down Financing for Qualified Buyers 3 Bedrooms | 2 Bathrooms 1,613 Living Sq. Ft. Split Bedroom Floor Plan Spacious Backyard Two-Car Garage Convenient North Lakeland Location Move-In Ready Don't miss this opportunity—schedule your private showing today!

Estimated monthly payment

Principal & interest$1,516
Property taxes$338
Home insurance (est.)$137
HOA dues$56

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 9, 2026
  2. Listed$299,900
    Jun 9, 2026
  3. Price increased$299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Copper Rdg Terrace
County
Polk
Year built
2005
Living area
1,613 sq ft
Price/sq ft
$186
Building area
2,260 sq ft (Public Records)
Lot size
8,411 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0145G)
Garage
2 spaces
Annual taxes
$4,059 (2025)
Parcel #
23-27-10-000827-001590
MLS #
L4962578

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Thermostat
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$670 / Annually
Monthly HOA
$56/mo
Total monthly fees
$56/mo
Total annual fees
$670
HOA name
Highland Community Management
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify with HOA

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst14x20
KitchenFirst12x17
Primary BedroomFirst14x16

Listing Details

Listing date
2026-06-08
On market date
2026-06-09
Original list price
$299,900
Occupant type
Vacant
MLS area
33810 - Lakeland
Listing AOR
Lakeland
Status changed
2026-06-09
Tax legal description
COPPER RIDGE TERRACE PB 126 PGS 1-2 LOT 159

Flood risk

Minimal riskFEMA Zone XPanel 12105C0145G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Exit 32 and head north on US-98 N. Continue on US-98 N for approximately 5.5 miles. Turn left onto Duff Road. Continue on Duff Road for approximately 1.5 miles. Turn right onto Copper Ridge Blvd. Turn left onto Westmont Terrace Dr. Continue to 8202 Westmont Terrace Dr, which will be on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 9, 2026 at 3:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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