$2,695,000
478 Harbor Drive
Indian Rocks Beach, FL 33785
Listing updated: June 9, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 8, 2026
- Listed$2,695,000Jun 8, 2026
- Price increased$2,695,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 56
- Subdivision
- Indian Beach Re Revised 23rd Add
- County
- Pinellas
- Year built
- 2015
- Living area
- 3,135 sq ft
- Price/sq ft
- $860
- Building area
- 5,840 sq ft (Public Records)
- Lot size
- 7,187 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $34,585 (2024)
- Parcel #
- 06-30-15-42444-000-0250
- Zoning
- SINGLE
- MLS #
- TB8517047
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Wood
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Sliding Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Metal
- Foundation
- Block, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | 16x18 |
| Primary Bathroom | Third | 8x14 |
| Game Room | First | 38x29 |
| Kitchen | Second | 19x19 |
| Living Room | Second | 20x23 |
| Balcony/Porch/Lanai | Second | 39x7 |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-08
- Original list price
- $2,695,000
- Occupant type
- Owner
- MLS area
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-08
- Tax legal description
- Indian Beach Re-Revised 23rd add lot 25 riparian rights
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Gulf Boulevard to east on First Street. Turn east to Harbor Drive to east on Harbor. Drive south to end of street to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 9, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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