55 Ocean Crest Way, FL
Stellar MLS

$760,000

55 Ocean Crest Way

Palm Coast, FL 32137

Listing updated: May 5, 2026 at 11:24 AM ET

Active
3
Beds
3
Baths
1,859
Sq Ft
0.27
Acres
2003
Built
Water viewWater access$409/sqft
Condominium

Property type

2003

Year built

11,594 sqft

Lot size

$409

Price / sq ft

No HOA

HOA dues

11

Days on market

2

Garage spaces

X500

Flood zone

About this home

Rare Hammock villa with private 2-car garage, beautifully updated and move-in ready. This light-filled 3-bedroom, 2-bath residence with an additional half bath offers 1,859 square feet and lives like a home with 10’ ceilings, private elevator access, and an exclusive setting of only two residences per floor (just six in the building). Recent updates include luxury vinyl plank flooring throughout, a completely repainted interior, new stainless steel kitchen appliances, new ceiling fans, updated faucets and plumbing fixtures, all new toilets, new garbage disposal, and a WiFi-enabled smart thermostat. The living area features a custom dry bar with wine fridge, and the home includes draperies and wood blinds. The private 2-car garage is enhanced with an epoxy-coated floor, a rare and highly desirable feature in the Hammock. Enjoy a spacious covered balcony overlooking the lake and golf course, with abundant natural light and refreshing ocean breezes. This property offers flexibility as a primary residence, vacation home, or investment opportunity through the resort rental program. Optional membership provides access to exceptional amenities including two championship golf courses, multiple resort-style pools, oceanfront access to the Atlantic, several dining venues including new pizza and gelato offerings, and tennis facilities. A rare opportunity to own a turn-key villa with garage in the Hammock, combining privacy, updates, and resort-style living.

Estimated monthly payment

Principal & interest$3,843
Property taxes$652
Home insurance (est.)$348

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Apr 24, 2026
  2. Listed$760,000
    Apr 24, 2026
  3. Price increased$760,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
11
Subdivision
Northshore 05
County
Flagler
Year built
2003
Living area
1,859 sq ft
Price/sq ft
$409
Building area
2,076 sq ft (Builder)
Lot size
11,594 sq ft
Flood zone
X500 (12035C0127E)
Garage
2 spaces
Annual taxes
$7,825 (2025)
Parcel #
04-11-31-3605-00090-0922
Zoning
PUD
MLS #
FC317863

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Elevator, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Curb Parking, Deeded, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Off Street, Open, Basement

HOA & Financial

Total monthly fees
$1,503/mo
Total annual fees
$18,036
HOA name
Tomoka Property Management
CDD
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Private Entrance, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Concrete

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Connected, Electricity Connected, Phone Available, Private, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst17x19
Dining RoomFirst12x14
Primary BedroomFirst25x11
Bathroom 2First12x14
Bedroom 3First12x13
Balcony/Porch/LanaiFirst12x17
KitchenFirst10x16

Listing Details

Listing date
2026-04-20
On market date
2026-04-24
Original list price
$760,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-04-24
Tax legal description
VILLA AT HAMMOCK BEACH CONDO PHASE 4 UNIT 922 & UNDIVIDED INT IN COMMON ELEMENTS OR 973 PG 1938OR 978/1903 OR 1932/ 1725

Flood risk

Moderate riskFEMA Zone X500Panel 12035C0127E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Exit 289 for Palm Coast Parkway Head east on Palm Coast Parkway toward the ocean Continue straight and cross the toll bridge over the Intracoastal Waterway Stay straight as the road becomes Hammock Dunes Parkway Continue to 16th Road and turn right Turn left into the Hammock Beach Resort entrance (gated community) Proceed through the gate and follow signs to Ocean Crest Way Continue to 55 Ocean Crest Way Unit #922 will be inside that building

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 5, 2026 at 11:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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