3900 Colony Court, FL
Stellar MLS

$450,000

3900 Colony Court

Punta Gorda, FL 33950

Listing updated: May 11, 2026 at 3:51 PM ET

Active
2
Beds
3
Baths
1,855
Sq Ft
0.36
Acres
2002
Built
WaterfrontWater access$243/sqft
Single Family Residence

Property type

2002

Year built

15,400 sqft

Lot size

$243

Price / sq ft

No HOA

HOA dues

98

Days on market

AE

Flood zone

About this home

ASSUMABLE FLOOD INSURANCE - This CUSTOM-BUILT elevated Florida-style waterfront home offers 2 bedrooms, 2 1/2 bathrooms, and 1,855 sq ft of thoughtfully designed living space, complemented by a clean, modern exterior blending comfort and functionality along with a metal roof. Nestled on the Venice Canal, the property features 141 feet of waterfront and a 7’ x 14’ concrete dock with pilings, providing quick boating access to Charlotte Harbor and the Gulf of Mexico—a true haven for water enthusiasts. The fixed bridge clearance measures approximately 12’–13’, depending on conditions. Set on a generous lot, the home includes an expansive concrete driveway with ample space for vehicles, boats, or toys. The raised main living area provides peace of mind while creating a breezy, shaded space below—perfect for outdoor seating, storage, or future entertaining. A 144-sq-ft metal shed adds room for tools, lawn equipment, or water gear. Recent updates new septic system, double front doors, and appliances. The A/C and hot water heater were replaced in 2017 for reliable comfort. The exterior showcases a crisp, neutral palette, low-maintenance finishes, and wide staircases leading to multiple entry points. Inside, the bright, open-concept living area flows seamlessly into the kitchen and dining spaces, ideal for everyday living and entertaining. Durable tile flooring spans the home, while neutral tones and ceiling fans enhance comfort and airflow. Large sliding glass doors open to a 55’ x 15’ rear deck spanning the home’s width, overlooking the tranquil canal—perfect for dining, entertaining, or relaxing in Florida style. The chef-inspired kitchen features two center islands: one with a stainless-steel oven and the other with a breakfast bar for four. White cabinetry, glass-front upper cabinets, and abundant recessed lighting complete this functional space. A conveniently located laundry area off the kitchen adds efficiency. The split-bedroom layout offers two primary suites for ultimate privacy. The first suite includes dual-door closets, a sitting area, and slider access to the rear deck. Its ensuite has a jetted soaking tub, Roman shower, L-shaped vanity with double sinks, and a separate toilet room. The second primary suite features a walk-in closet and an attached bath with a walk-in shower that also connects to the kitchen area—ideal for flexible living or guest accommodations. Versatile ground-level living space has a fully screened, open area that expands usable living and entertaining space. Designed for durability, the concrete slab and high ceilings provide room for lounging, dining, or hosting gatherings. Multiple doors open into a bonus area plumbed with a bathroom, enhancing the space’s potential for a casual hangout, outdoor kitchen, workshop, or future conversion. Close to I-75/US41 and nearby Fishermen's Village, downtown Punta Gorda shops & restaurants, Saint Andrews Golf Course, and excellent boating, fishing, and sailing. Home is spotless and ready for you—enjoy the Florida lifestyle in this impressive home! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Estimated monthly payment

Principal & interest$2,275
Property taxes$289
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history98 days on market

  1. Status: Active
    Feb 2, 2026
  2. Listed$500,000
    Feb 2, 2026
  3. Price reduced$450,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
98
Subdivision
Waterway Colony
County
Charlotte
Year built
2002
Living area
1,855 sq ft
Price/sq ft
$243
Building area
4,567 sq ft (Public Records)
Lot size
15,400 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Annual taxes
$3,474 (2025)
Parcel #
412318352014
Zoning
RSF3.5
MLS #
C7521086

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Boat, Covered, Driveway, Ground Level, Guest, Off Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Rain Gutters, Sliding Doors, Storage
Construction materials
Stucco, Frame
Roof
Metal
Foundation
Slab, Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst55x16
Bedroom 2First16x13
Primary BedroomFirst16x16
KitchenFirst19x16
Dining RoomFirst16x12
Living RoomFirst21x18

Listing Details

Listing date
2026-02-02
On market date
2026-02-02
Original list price
$500,000
Occupant type
Owner
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-02-02
Tax legal description
WATERWAY COLONY BLK A LT 22 186/474 363/27 418/214 584/1178800/711 1219/2179 1366/4591379/1737 13

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM US41 SOUTH IN PUNTA GORDA, TURN RIGHT ONTO RIO VILLA, RIGHT ONTO COLONY AND THE HOME IS ON THE RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 11, 2026 at 3:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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