4227 28th Street, FL
Stellar MLS

$1,294,999

4227 28th Street

Cape Coral, FL 33993

Listing updated: March 26, 2026 at 6:21 PM ET

Active
4
Beds
3
Baths
2,526
Sq Ft
0.24
Acres
2018
Built
WaterfrontWater accessPrivate pool3-car garage$513/sqft360° tour
Single Family Residence

Property type

2018

Year built

10,629 sqft

Lot size

$513

Price / sq ft

No HOA

HOA dues

76

Days on market

3

Garage spaces

AE

Flood zone

About this home

Experience premier Gulf-access living in Northwest Cape Coral, where direct boating access, wide water views, and refined design come together in a property built for both lifestyle and opportunity. With no bridges to the Gulf and a tranquil lake backdrop, this residence offers rare flexibility for investors, seasonal owners, or full-time waterfront living. Constructed in 2018, the home features 3 bedrooms plus a den, 3 full baths, and 2,526 square feet of thoughtfully arranged living space. A split-bedroom floor plan ensures privacy for owners and guests alike, making it ideal for extended stays or rental use. Upon entering, expansive water views immediately capture attention, complemented by coffered and tray ceilings, French doors, custom cabinetry, and a soft coastal color palette that creates an atmosphere of understated elegance. The open-concept kitchen is designed to support both entertaining and everyday living. A large center island anchors the space, while double ovens, a wine cooler, reverse osmosis system, and abundant cabinetry provide both functionality and style. The kitchen flows seamlessly into the main living and dining areas, keeping the water view as the natural focal point. A wet bar and spacious gathering areas enhance the home’s entertainment appeal. The primary suite offers a private retreat with direct lanai access and peaceful water views. The spa-inspired bath features dual vanities, a soaking tub, and a multi-head walk-in shower. Guest bedrooms are generously sized, and the flexible den allows for use as a home office, additional sleeping space, or media room. Outdoor living defines the experience. The expansive screened lanai creates a private resort setting complete with a heated saltwater pool and integrated spa, both enhanced by a reverse osmosis system. An outdoor kitchen, covered seating areas, and the serene lake setting provide the perfect environment for hosting or relaxing after a day on the water. Additional highlights include impact-resistant windows and doors, concrete block construction, a tile roof, a 3-car garage, paver driveway, and strong curb appeal. With no HOA restrictions and direct access to open water, this property is positioned for continued rental success or personal enjoyment. Conveniently located near shopping, dining, and major corridors, this home delivers boating convenience, privacy, and enduring value in one exceptional Northwest Cape Coral waterfront setting.

Estimated monthly payment

Principal & interest$6,548
Property taxes$1,128
Home insurance (est.)$594

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history76 days on market

  1. Status: Active
    Jan 9, 2026
  2. Listed$1,350,000
    Jan 9, 2026
  3. Price reduced$1,294,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
76
Subdivision
Cape Coral
County
Lee
Year built
2018
Living area
2,526 sq ft
Price/sq ft
$513
Building area
4,836 sq ft (Appraiser)
Lot size
10,629 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
3 spaces
Pool
Private pool
Annual taxes
$13,541 (2024)
Parcel #
25-43-22-C2-05159.0150
Zoning
R1
MLS #
C7519124

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Whole House R.O. System, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Covered, Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Dogs OK, Yes

Room Details

RoomLevelDimensions
KitchenFirst12x16
Living RoomFirst22x33
Primary BedroomFirst14x18
Primary BathroomFirst14x19
Balcony/Porch/LanaiFirst54x28

Listing Details

Listing date
2026-01-09
On market date
2026-01-09
Original list price
$1,350,000
Occupant type
Tenant
MLS area
33993 - Cape Coral
Listing AOR
Port Charlotte
Status changed
2026-01-09
Tax legal description
CAPE CORAL UNIT 83 BLK 5159 PB 23 PG 49 LOTS 15 + 16

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head southwest on FL-78 W / SW Pine Island Road toward SW 14th Ave and continue for approximately 2.6 miles. Turn right onto Burnt Store Road and travel north for 4.1 miles. Slight left onto Kismet Parkway West and continue for 1.0 mile. Turn right onto Old Burnt Store Road North and continue for 0.5 miles. Turn left onto NW 27th Lane and continue for 0.3 miles. Turn right onto NW 42nd Place and drive approximately 300 feet. Turn left onto NW 28th Street — the property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 26, 2026 at 6:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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