8981 95th Street, FL
Stellar MLS

$199,000

8981 95th Street

Ocala, FL 34481

Listing updated: April 14, 2026 at 2:57 PM ET

Active
2
Beds
2
Baths
1,709
Sq Ft
0.15
Acres
1997
Built
55+ community$116/sqft360° tour
Villa

Property type

1997

Year built

6,534 sqft

Lot size

$116

Price / sq ft

$510/mo

HOA dues

189

Days on market

2

Garage spaces

X

Flood zone

About this home

Reduced Price! Lovely END UNIT with over 1700 square feet. The home has new luxury vinyl plank flooring in the spacious living/dining area. The large kitchen has an eating area with new stainless-steel range and refrigerator. A new stainless-steel dish washer and range hood will be installed prior to closing. The split bedroom plan gives you and your guest's privacy. The master bedroom has a huge closet with 2 entry doors. The master en suite bath has a 2-sink vanity and a walk-in shower. There is a bonus room in the back of the home that can be used for whatever you need. Also in back is the enclosed lanai with windows and screens. The 2-car garage is screened as well. On Top of the World is an active golf community with so many amenities, including an indoor heated pool, fitness center, walking and biking trails, resident clubs and tennis courts to name a few. You are minutes away from medical facilities and shopping.

Estimated monthly payment

Principal & interest$1,006
Property taxes$224
Home insurance (est.)$91
HOA dues$510

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history189 days on market

  1. Status: Active
    Oct 7, 2025
  2. Listed$219,900
    Oct 7, 2025
  3. Price reduced$199,000

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
189
Subdivision
On Top Of The World
County
Marion
Year built
1997
Living area
1,709 sq ft
Price/sq ft
$116
Building area
2,436 sq ft (Public Records)
Lot size
6,534 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,687 (2024)
Parcel #
3530-5030-03
Zoning
PUD
MLS #
OM711026

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile, Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Split Bedroom
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$510 / Monthly
Monthly HOA
$510/mo
Total monthly fees
$510/mo
Total annual fees
$6,120
HOA name
Lori Sands
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE HOA
Approval process
SEE HOA

Exterior & Construction

Exterior features
Other
Construction materials
Block, Brick
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Private, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2025-10-04
On market date
2025-10-07
Original list price
$219,900
Occupant type
Vacant
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2025-10-07
Tax legal description
SEC 23 TWP 16 RGE 20 PLAT BOOK 003 PAGE 141 ON TOP OF THE WORLD-CENTRAL VESTED AREA-SEC 3A BLDG 5030 DWELLING C (BEING A PORTION OF LOT 26) BEGIN AT THE SE CORNER OF BLOCK 26 AS SHOWN ON THE PLAT OTOW CENTRAL VESTED SECTION 3A, AS RECORDED IN PLAT BO OK 3, PAGES 141 AND 142 OF THE PUBLIC RECORDS OF MARION COUNTY, FLORIDA, SAID POINT BEING ON A CURVE, CONCAVE TO THE N, HAVING A RADIUS OF 788 FT, A CENTRAL ANGLE OF 04-53-06 AND A CHORD OF 67.16 FT BEARING N 89-40-06 W; THENCE N 04-23- 31 E A DISTA N CE OF 106.08 FT; THENCE S 85-30-44 E, A DISTANCE OF 56.45 FT; THENCE S 02-05-11 E A DISTANCE OF 101.89 FT TO THE POB. ABOVE DESCRIBED PARCEL BEING SITUATE IN MARION COUNTY, FLORIDA AND CONTAINING 0.147 ACRES, MORE OR LESS. SUBJ TO ALL EASEMENTS

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From HWY 200, turn onto 99th St Rd entrance to On Top of the World, turn right onto 89th Ct Rd, left onto 95th St. and property is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 14, 2026 at 2:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA