12528 Wharf Terrace, FL
Stellar MLS

$667,999

12528 Wharf Terrace

Palmetto, FL 34221

Listing updated: June 1, 2026 at 10:37 AM ET

Pending
5
Beds
5
Baths
3,461
Sq Ft
0.21
Acres
2025
Built
WaterfrontNew construction3-car garage$193/sqft
Single Family Residence

Property type

2025

Year built

9,319 sqft

Lot size

$193

Price / sq ft

$79/mo

HOA dues

194

Days on market

3

Garage spaces

X

Flood zone

About this home

What's Special: Pond View | Game Room | Large Kitchen Island. New Construction – Ready Now! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Tortola at 12528 Wharf Terrace in Palms at Coasterra. This inviting new home features a spacious great room with pocket sliding glass doors to a covered lanai, flowing into a gourmet kitchen with a center island and casual dining area. The main-level primary suite offers a spa-inspired bath and large walk-in closet, while a secondary bedroom suite sits near the foyer. Upstairs, enjoy three additional bedrooms, two baths, and a versatile game room. Palms at Coasterra is a nature-rich community with upcoming amenities like Club Coasterra, a 160-acre preserve, scenic trails, a lakehouse, resort-style pool, pickleball courts, and more. With easy access to I-75, Sarasota, and Tampa, plus top-rated schools and nearby shopping and beaches, everything you need is close to home. Spend weekends exploring St. Petersburg’s Saturday Market, lounging on Siesta Key or St. Pete Beach, or discovering the natural beauty of Terra Ceia and Weedon Island preserves. Even Disney World and Busch Gardens are just a drive away—adventure awaits! Additional Highlights Include: Gourmet kitchen, tray ceilings at primary suite, great room, foyer, and game room, 8' interior doors, extended covered lanai, shower in place of tub at upstairs secondary bath, and two-car courtyard garage. MLS#TB8416188

Estimated monthly payment

Principal & interest$3,378
Property taxes$0
Home insurance (est.)$306
HOA dues$79

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history194 days on market

  1. Status: Pending
    Feb 22, 2026
  2. Listed$759,999
    Aug 11, 2025
  3. Price reduced$667,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
194
Subdivision
Palms At Coasterra
County
Manatee
Year built
2025
Living area
3,461 sq ft
Price/sq ft
$193
Building area
4,435 sq ft (Builder)
Lot size
9,319 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Parcel #
NALOT1080
Zoning
RES
MLS #
TB8416188

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Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Tile, Vinyl
Appliances
Built-In Oven, Cooktop, Disposal, Gas Water Heater, Microwave, Tankless Water Heater
Interior features
High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
Southwest
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Garage

HOA & Financial

HOA fee
$79 / Monthly
Monthly HOA
$79/mo
Total monthly fees
$79/mo
Total annual fees
$951
HOA name
Castle Group
CDD
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See Sales agents for lease restrictions.
Approval process
See Sales agents for lease restrictions.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x15
Bedroom 2Second10x11
KitchenFirst14x11
Dining RoomFirst9x9
Bedroom 3Second10x12
Bedroom 4Second
Game RoomSecond
Living RoomFirst
Bedroom 5First

Listing Details

Listing date
2025-08-11
On market date
2025-08-11
Original list price
$759,999
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-02-22
Tax legal description
Palms at Coasterra Lot 1080

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take exit 229 towards Parrish/SR-683. Head east on Mocassin Wallow Road and turn left on Carter Road. Proceed for approximately 2 miles and turn left on Buckeye Road. After the I-75 overpass, community entrance will be on your right. Follow community signs to Palms at Coasterra.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 10:37 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA